Invoice Factoring vs. Credit Cards: Which Is Right for Your Small Business?
Expert contributor: JC Mattos, FundThrough COO Quick Takeaways Invoice factoring and business credit cards both address short-term cash flow gaps, but they'r…
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Cash flow insights, funding tips, and client stories for growing businesses.
Expert contributor: JC Mattos, FundThrough COO Quick Takeaways Invoice factoring and business credit cards both address short-term cash flow gaps, but they'r…
Read more →Published: April 2026 Expert source: Lauralee Sheehan, Founder & Chief Creative Officer of Digital 55 Quick Takeaways Inflation and cash flow are still t…
Read more →Key Takeaways: Private investors are relationship-driven: Founders typically find them through networks, banks, organizations, or high-net-worth individuals,…
Read more →Sourced from: JC Mattos, COO of FundThrough, Host of Cash Flow & Tell, Ep 1: You Delivered. So Why Are You Still Waiting to Get Paid? (Guide last updated…
Read more →We’re on a mission to make invoice factoring as fast and effortless as possible for small and mid-sized businesses. How? By enabling you to connect with any …
Read more →We’re excited to share the latest innovations in the FundThrough platform—updates designed to make your funding experience faster, easier, and more transpare…
Read more →Updated: March 2026 Quick Takeaways The best business checking account depends on your transaction volume, need for branch access, and whether you want built…
Read more →Key Takeaways: Same-day business funding offers quick access to capital for emergencies, growth opportunities, and operational expenses, with options like in…
Read more →Last updated: February 2026 Summary of Key Insights No-credit-check funding is possible: Many alternative financing options evaluate business revenue, cash f…
Read more →Attributes 263% Revenue Growth to supporting small businesses with consistent cash flow to survive the COVID-19 pandemic and thrive in the years following. T…
Read more →With a sea of options available, choosing financing that's a fit for your business feels overwhelming. As small business owners and entrepreneurs ourselves, …
Read more →Key Points about Accounts Receivable Financing vs Factoring Understanding Cash Flow Solutions – Many businesses struggle with cash flow, and choosing between…
Read more →Summary: Key Takeaways about Accounts Receivable Financing Companies AR Financing vs. Factoring : AR financing uses invoices as collateral for cash advances,…
Read more →For small and medium-sized businesses (SMBs), maintaining a healthy cash flow is often one of the most challenging aspects of running a company. Because many…
Read more →The North American oil and gas sector is on the brink of significant growth, with forecasts showing an increase in activity and investments, marking a period…
Read more →Quick Takeaways A merchant cash advance (MCA) provides a lump sum of cash in exchange for a percentage of future sales, repaid daily or weekly through automa…
Read more →Welcome to 2024, a year that's already presenting a significant challenge for small businesses with the one-two punch of high interest rates and rising infla…
Read more →Cash flow issues can feel like an uphill battle for many business owners, especially when you're waiting on unpaid invoices. We get it – as both both finance…
Read more →In the wake of Hurricane Idalia, the devastation faced by entrepreneurs is deeply felt. As business owners ourselves, the very thought of watching years of h…
Read more →When it comes to selecting the best factoring company in Washington, especially in the Seattle area, business owners often face the challenge of finding a so…
Read more →As business owners, we're all too familiar with the challenges of maintaining cash flow. Waiting for accounts receivable can slow your business's progress an…
Read more →When it comes to selecting the best factoring company in Georgia, business owners often face the challenge of finding a solution that addresses their cash fl…
Read more →As entrepreneurs ourselves, we understand the challenges of maintaining a steady cash flow. We empathize with the stress of needing to cover daily expenses o…
Read more →Choosing the right factoring company in Oklahoma can be challenging, especially when you're looking for a solution that truly addresses your cash flow needs.…
Read more →Toronto, ON - June 29, 2023 FundThrough has named Deepesh Jain as its first-ever Chief Financial Officer. Deepesh has an extensive track record of managing f…
Read more →Deciding whether to sell your business is a big decision that requires careful consideration of many different factors. While we can't make the decision for …
Read more →Some banks offer factoring services, but most factoring is provided by specialized financial companies. Banks that do offer factoring typically have stricter…
Read more →When you're looking for ways to fund your business, you've got to look at every possibility to find the right fit and create your ideal funding mix. Maybe yo…
Read more →We understand why you might be asking, "is invoice financing risky"? We all want to avoid making a bad financial decision for our business. One wrong move an…
Read more →If you're considering invoice factoring as a way to get working capital for your business, figuring out how you qualify for invoice factoring is an important…
Read more →Is factoring considered a loan? This question comes up often when business owners, CEOs, and finance leads are deciding whether invoice factoring services ar…
Read more →Small businesses can face various financial challenges when it comes to cash flow management. From unexpected expenses to customers paying late or not at all…
Read more →Key Takeaways: Is Invoice Factoring a Good idea? Invoice factoring is often a good idea for B2B companies facing cash flow constraints, as it converts outsta…
Read more →As small business owners and entrepreneurs ourselves, we know how important it is to thoroughly explore a business funding method before you try it. If you'r…
Read more →No doubt that you've seen for yourself that having quick access to capital is vital for keeping your business running smoothly. One way to get funding in a h…
Read more →For many of the small business owners, CEOs, and finance leads we work with, they need funding but don't want to lose ownership by giving away equity in exch…
Read more →If you’re a business-to-business (B2B) marketplace, mobile application, or ecosystem looking for a B2B payments platform to complement your business, there a…
Read more →Roundup highlights B2B partners that support startups across all business functions and empower growth. Toronto, ON, November 1, 2022 – Inc. Business Media t…
Read more →Tired of keeping track of your entire business in your head? Ready to start making business decisions based on facts instead of pure gut feeling? Then the fi…
Read more →The demand for embedded finance is on the rise in the business-to-business (B2B) landscape, transforming the way B2B companies buy and sell while creating ne…
Read more →When a cash flow crunch hits your business, you need access to funding – and fast! You don’t have time to wait around on slow paying customers or chase down …
Read more →Online invoice factoring services have become very popular over the last few years because it allows companies to access working capital without having to wa…
Read more →Summary: Key Takeaways about Factoring Companies in Canada Tailored Solutions for Canadian Business es: Canadian factoring companies provide specialized serv…
Read more →Fintech payment companies provide services such as credit card payments, e-commerce checkout, mobile wallets, and other financial transactions. They also off…
Read more →Toronto, ON – September 23, 2022 FundThrough is pleased to announce it placed No. 159 on the 2022 Report on Business ranking of Canada’s Top Growing Companie…
Read more →Although we offer a Catch Up Bookkeeping Service here at Bench, we know that some business owners prefer to tackle overdue bookkeeping on their own. Here’s a…
Read more →You might have heard about a rapidly growing trend that’s making its way into the business-to-business (B2B) ecosystem – embedded finance. But what is embedd…
Read more →Embedded finance is on the rise in the business-to-business (B2B) payments market, which is projected to reach $1.91 trillion by 2028. As more and more busin…
Read more →We know you probably have questions about FundThrough, and the FAB Partnership Program in particular. That’s why we’ve put together a list of the 10 most com…
Read more →Embedded finance is on the rise in the business-to-business (B2B) payments market, which is projected to reach $1.91 trillion by 2028. However, the three sid…
Read more →It’s no secret that payment terms in the oil and gas industry can be long. Some businesses have payment terms that are 30, 60, 90, and even 120 days long! Th…
Read more →As any founder knows, having access to funding for your startup is the key to a successful launch, growth, and ultimately the long-term success of your busin…
Read more →When exploring funding for oil and gas projects, it's crucial to weigh various options that suit your business's stage and needs. The right choice hinges on …
Read more →Businesses don't have the time to sit around waiting to get paid, and that includes suppliers and platforms. They need funds to cover expenses like payroll a…
Read more →Small business owners have more forms of financing available to them than ever before, including invoice factoring , also sometimes known as factoring receiv…
Read more →Whether you regularly update your bookkeeping software or only pop in every so often to reconcile your accounts, learning how to record factoring transaction…
Read more →To solve cash flow crunches and boost working capital, businesses are increasingly exploring cash flow solutions like invoice factoring. With so many options…
Read more →The embedded finance sector is making its mark in the business-to-business (B2B) payments market – projected to reach $1.91 trillion by 2028. Having financia…
Read more →QuickBooks is a cloud-based accounting software that allows businesses to manage their finances from anywhere. It has become very popular since it launched i…
Read more →Cash is like oxygen to a small business – essential for survival and growth. But, too many small business owners don’t know who to turn to in order to get ac…
Read more →As any small business owner knows, having access to working capital is key, and can often make the difference between being a successful business and one tha…
Read more →Finding the best oilfield financing services in Fort Worth isn't just about finding a sweet spot for the funding amount. For oil and gas organizations in nee…
Read more →Access to immediate cash is the competitive advantage an oilfield company needs to stay ahead, but finding the right source for working capital isn't easy. F…
Read more →You're trying to focus on serving your customers—but that's difficult when payments take 30, 60, or 90 days. After all, you also have people to pay, equipmen…
Read more →Many new businesses don't have enough cash to invest in marketing their services or products - we know because we're entrepreneurs ourselves, and we've helpe…
Read more →Having the right solution in place to accept payments for marketplaces in the B2B space as well as apps and ecosystems can shape your platform and its succes…
Read more →Embedded finance is on the rise, especially in B2B experiences such as marketplaces, apps, and ecosystems. Anywhere B2B payments are happening, buyers and se…
Read more →Lack of cash is a persistent issue that plagues many small and medium-sized businesses (SMBs), and it's a struggle that we, at FundThrough, understand all to…
Read more →Invoice factoring is the best kept secret for improving your cash flow - whether you need to cover a cash flow gap for payroll or fund an upcoming project th…
Read more →Finding the right oilfield financing opportunity for your business can feel overwhelming. There are dozens of organizations that offer various forms of finan…
Read more →Today, business-to-business (B2B) transactions have options beyond company debit cards, credit cards, and checks. With the evolution of buy now pay later (BN…
Read more →Acquisition doubles FundThrough’s client base and establishes it as the largest AI-powered invoice funding platform in North America, processing over $120 mi…
Read more →We work with business owners and finance professionals facing cash flow problems every day. Many times it’s because they have to allow invoice payment terms …
Read more →If you’ve tried to buy anything during the COVID-19 pandemic, you’ve suffered the effects of supply chain shortages. For many small business owners, the prob…
Read more →For Immediate Release PR contact: Carol Foote, Director of Marketing, [email protected] FundThrough Ranked Number 128th Fastest-Growing Company in…
Read more →The business owners we talk to day-to-day work in different industries, offer different products, and face different challenges. What do they have in common?…
Read more →B2B marketplaces, portals, and apps are exploring embedded fintech for a variety of reasons. Including payment methods in platforms increases stickiness and …
Read more →One in three B2B buyers purchase at least half of their products on business-to-business marketplaces¹. It’s safe to say that we’re seeing a boom in the mark…
Read more →Small business owners have a variety of reasons they need funding: maybe you have some cash flow gaps because of long payment terms from your customers. Or, …
Read more →Toronto, ON-FundThrough is pleased to announce it placed No. 54 on the 2021 Report on Business ranking of Canada’s Top Growing Companies. Canada’s Top Growin…
Read more →It’s no secret that embedded finance is transforming multiple industries. (We even wrote our own post on embedded finance use cases !) Many of the examples t…
Read more →It doesn't take much time running any type of business to figure out the importance of cash flow for your company's financial health. Even if you've invoiced…
Read more →Closing deals is often a rush for business owners passionate about their company and the way they help their clients. But when it comes to getting paid once …
Read more →Quick Takeaways More than half of small businesses struggle with uneven cash flow, and traditional banks are denying more applicants than ever. Cash flow loa…
Read more →Small business owners have more financing options available to them than ever before, including invoice factoring. Whether you're looking for an invoice fact…
Read more →Embedded finance has arrived; it’s a trend that’s making its way into the finance ecosystem and will be here to stay. Having financial services built-in to s…
Read more →If you've ever shopped for any kind of business funding, one of the first questions you'll have is about the rates. You have to know what you'll pay to borro…
Read more →Corporate lien. They’re words that can sound scary to a business owner, especially if you find out you have one by surprise. Daunting as it might sound, this…
Read more →Our customers have all kinds of questions about taxes, including: what small business taxes should I plan for? Unless you have a background in finance or acc…
Read more →If you enter the phrase “invoice factoring companies” into a search engine, you'll get results for ads, review sites, and links to multiple invoice factoring…
Read more →No doubt the oil and gas business is one like no other, with a vital role in keeping our global economy moving (literally and figuratively!) One lesser known…
Read more →I know how you might be feeling. As entrepreneurs, we often face the unique frustration of having a thriving business on paper – glowing financial statements…
Read more →Many small business owners new to invoice funding wonder what the difference is between invoice financing vs invoice factoring. One important note is they ar…
Read more →Business owners looking to fill gaps in cash flow or improve cash flow management usually have lots of questions about invoice factoring , but one thing that…
Read more →Late payments and overdue invoices are frustrating. They stifle cash flow and cause working capital to dry up fast. To make matters worse, over 29% of busine…
Read more →As 2020 ends, small businesses and accountants must close their books and move onto the next year. It's critical to have a process in place to ensure that co…
Read more →Fintech companies are improving the financial industry and the broader economy. These companies are adding new value to businesses and customers in areas ran…
Read more →In a world where women receive a mere 10% of venture capital , grants are a critical source of business funding for female founders and entrepreneurs. Grants…
Read more →No matter what form of funding you seek for your small business, you’ll likely need to provide tax information to secure the money. But just why do factoring…
Read more →TORONTO – FundThrough, North America’s leading invoice funding solution for small businesses, has announced it will provide $10 million in free funding for c…
Read more →With parts of the North American economy reopening, you might be eager to rebuild your business and get back to work. It’s important, however, to exercise ca…
Read more →FundThrough is an alternative finance company that specializes in invoice funding for small businesses across the United States and Canada. We have a large n…
Read more →Science, technology, engineering, and mathematics (STEM) roles have remained predominantly male industries. That trend continues despite the heavy emphasis o…
Read more →If a bank rejects your business loan application, you’ll likely experience a mix of emotions. The feeling after a loan rejection could range from frustration…
Read more →With the struggles of the past few years due to the COVID-19 crisis, combined with steadily rising interest rates, it looks as though we're on the verge of a…
Read more →No. 3 is a Game-Changing Way to Fund Small Businesses. You don’t need to be an accountant to understand the importance of cash flow management. Unfortunately…
Read more →Invoicing became a normal business practice 4,000 years ago, when Mesopotamians merchants recorded transactions on clay tablets . Net terms are not far behin…
Read more →As a business owner, there’s only so long you can suffer the unfortunate business challenge of customers that don't to pay on time. There’s a point to which …
Read more →Put simply, the credit jargon ‘net 30’ means full payment for your product or service, due 30 days from the completion of the transaction. Think of how your …
Read more →Key Summary Takeaways about Factoring Accounts Receivable: Understanding Accounts Receivable Factoring : Accounts receivable factoring allows businesses to s…
Read more →Your small business won’t perform up to its potential unless your team is happy. That’s why payroll services for small businesses are so important. If your t…
Read more →Anyone who has tried to get a loan can tell you how tough it is out there. Banks have notoriously strict qualifications that make approval close to impossibl…
Read more →FundThrough has built a diverse management team and staff to spur innovation. The diverse staff has built momentum for the company as the fintech industry co…
Read more →Every business eventually finds itself in a situation where it needs to secure additional capital. It doesn’t matter if it’s a startup trying to get itself o…
Read more →This blog’s recent post suggested books for inspiration during challenging times. Perhaps the most challenging but vital task for small business is how to co…
Read more →Businesses are always looking for new ways to increase their cash flow. Whether it’s securing a loan , being approved for a line of credit, or considering al…
Read more →Invoice financing and invoice factoring are quickly becoming two of the most popular ways for small and medium-sized businesses (SMBs) to fix cash flow gaps …
Read more →Starting a business is thrilling. You've got the idea, the plan, maybe even your first few customers. Now you need funding. This guide covers what new entrep…
Read more →Unpaid invoices are the bane of many small business owner. Not only do they lead to cash flow gaps and challenges, they can also make it challenging for you …
Read more →There's more to business than just maintaining stable cash flow, but that doesn't mean it's not important! If your business needs working capital, you might …
Read more →If you've found yourself on this blog, chances are you're probably trying to figure out how to better manage your working capital in order to run your busine…
Read more →As a small business owner, you know that funding needs can crop up any time. During the holiday season, cash flow can quickly disappear. You may need to cove…
Read more →Ask anyone in business and they'll tell you that it takes money to make money. But if you're a new business owner, it can be tough to get a working capital l…
Read more →Startups are often too reliant on raising capital through rounds of external funding. So why do 82% of small businesses fail because of cash flow problems ? …
Read more →As a small business owner surrounded by countless options, you may find yourself wondering which accounting software is best for your organization. This week…
Read more →For many businesses, securing a vendor agreement is exactly the kind of stuff that dreams are made of - so naturally, business owners can be reluctant to ask…
Read more →Despite the name recognition, Small Business Administration (SBA) loans continue to remain an elusive means of business funding to the vast majority of peopl…
Read more →March was officially declared Women’s History Month by Congress in 1987. In honor of Women’s History Month this year, here are some valuable words of wisdom …
Read more →A lot can go awry when a small business owner chooses the wrong invoice factoring company. One of the biggest concerns - and for good reason - is that you co…
Read more →In a world where the average invoice is paid two weeks late, our team once again takes to the streets to find out how savvy business owners are overcoming th…
Read more →Cash flow is the lifeblood of a business, but many small and medium-sized businesses frequently find themselves on life support. FundThrough explores the cau…
Read more →If you think that it’s taking a long time for your invoices to get paid, you’re probably right. We break down a few of the most common reasons why small busi…
Read more →There’s never been a better time for entrepreneurs to enter the CPG (Consumer Packaged Goods) market. Startups and small businesses are finding that disrupti…
Read more →Commercial loans have long been a go-to funding source—but they’re not always the best fit. In this guide, we walk you through five essential things to consi…
Read more →If you occasionally or even frequently experience negative cash flow , you’re not alone. Even brands that are household names, like Tesla , experience cash f…
Read more →Navigating your small business financing options can be a daunting task. What types of funding might you qualify for, and what should you look for in a finan…
Read more →This is another entry in our experts series! We ask entrepreneurs for time- and money-saving tips from their area of expertise to help small business owners …
Read more →" The Young Turks Raised $20 Million in VC Funding " " UAE Startups Attracted $400 Million in VC Funding in 2017 " " Marketing Tech Firm Wins $56 Million in …
Read more →Occasionally, a product so unique and revolutionary comes along that it disrupts an entire industry, forever changing the way we work, play or live. Think of…
Read more →If you dream of starting your own business as a newcomer to Canada, you’re not alone. Four to seven years after arriving, immigrants are more likely to own a…
Read more →So, you've decided or are considering becoming a vendor for retail, e-commerce, and/or B2B businesses -- congratulations! As entrepreneurs ourselves, we unde…
Read more →We’ve all heard the old adage, “Cash is king.” As a small business owner, you know the value of positive cash flow and how important it is to continue to gro…
Read more →Last week, our CEO and Co-Founder Steven Uster sat down with Dave Gordon, a freelance writer for B2B News Network, to talk entrepreneurship, FinTech, cash fl…
Read more →Updated July 2022 A deep understanding of the accounts receivable cycle is critical for much more than just good accounting — it's the key to fostering a pro…
Read more →Busy season is here. Time to dust off the toolbox, buy some new work boots – and file your 2016 income tax return. As a self-employed General Contractor, you…
Read more →Make a sale. Deliver the goods (or service). Get paid. Repeat. It’s the cycle of commerce that makes the business world go round. But what happens when this …
Read more →When times get tough, the tough get innovative in the business world. While current economic conditions do not make life easy, the entrepreneurial minded fin…
Read more →If your B2B business needs additional capital, you can consider a traditional bank loan or alternative financing. With the frequent difficulty of obtaining b…
Read more →Let’s face it: Getting funding can be a challenge. As entrepreneurs and small business owners ourselves, we know how long and tedious the process can be. Eva…
Read more →As a business owner, you need a complete understanding of any funding method you're considering for your business. While a lot of the common terms are simila…
Read more →If you run your own business, you know how stressful it can be to worry about covering expenses when traditional loan applications are denied or delayed, or …
Read more →The entrepreneurial ecosystem of today is a sucker for buzzwords and trends. Whether you're an active member of a startup community or you've just seen HBO's…
Read more →Running a successful business requires paying attention to new technological tools. One of the newer features that many retailers now take advantage of are v…
Read more →Business financing is not the only way how to improve your working capital. Let's discuss 12 smart, yet simple tricks to help bolster your business' cash flo…
Read more →Working capital seems simple enough. It's about having enough cash to pay your bills when they're due, right? True, but if you stop there and think you're do…
Read more →Women entrepreneurs are achieving ever-greater success in business today. This is coming not just from their making strides within the standard world of busi…
Read more →The world of finance is becoming ever more diverse, powerful, and complex. The challenge is to learn how to harness all of these forces to your advantage. If…
Read more →Crowdfunding has made headlines around the world with its success stories, but is it right for your business needs? From fueling small business ideas and tec…
Read more →What's the difference between factoring and invoice discounting? And which is right for your business? As companies explore the growing world of alternative …
Read more →Do you want to bridge payment periods , quickly reinvest funds, or avoid the hassle of collecting invoices? Commercial factoring might be the answer. Far fro…
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