HOW FUNDTHROUGH WORKS

Get the Funding You Need on Your Terms

FundThrough provides unlimited working capital based on the size of your outstanding customer invoices. Learn how it works below.

  1. Tell us about your business

Create a free account. We’ll request a few documents to confirm your business information.

What do I need? 

We’ll need these documents to get started:

  • Business formation documents such as LLC certificates, Articles of Incorporation, or some other proof of business.
  • Government-issued photo ID (e.g., driver’s license or passport).
  • Void check from your business checking account.
  • Authorization to review your business’ tax history.


We may request other information to verify your business and your customers.

Screenshot of FundThrough sign in form.
Screenshot of the FundThrough invoices list, with buttons to fund each invoice early.

  1. Select invoices to fund

Upload your invoices, or save time by connecting to QuickBooks and we’ll bring them in automatically.

Intuit QuickBooks logo Enverus logo

Get approved for funding

FundThrough offers two solutions according to your funding needs.

Get approved for funding

FundThrough offers two solutions according to your funding needs.

Express Invoice Financing: Best for businesses invoicing other businesses anywhere from $500 to $15,000 Velocity Invoice Factoring: Best for businesses invoicing other businesses anywhere from $15,000 to $10 Million Dollars
Screenshot showing a successful invoice funding: $17,982.12 will arrive in your bank by tomorrow.

  1. Get funded

Get paid the invoice amount, less a 2.5% monthly fee.

How fees work 
Based on the invoice terms:

1-30 days = 2.5% • 31-45 days = 3.75%
46-60 days = 5% • 61 days and up = 7.5%

Get paid the full invoice amount, typically within 24 hours.

Pay the amount back from your bank account in 12 weekly instalments with a 0.5% weekly fee. (Or pay back early to waive fees on remaining payments.)

  1. Get back to business

Your customer pays the invoice to FundThrough, based on the original terms of the invoice.

You go put your capital to work.

Your customer pays the invoice back to you, based on the original terms of the invoice.

Make payments on your invoice advance with a flexible repayment schedule.

You go put your capital to work.

Screenshot of FundThrough app on a laptop showing invoices that can be funded early.

Accelerate Your Cash Flow

Frequently Asked Questions

FundThrough integrates with most popular accounting and invoicing apps to save you time during setup. If your software isn’t supported, don’t worry – you can manually upload invoices onto the platform.

Users have the ability to fund invoices of any size on FundThrough’s platform. Invoices must be less than 90 days old to be eligible for funding. Remember that FundThrough integrates with most popular accounting and invoicing apps to automatically pull invoices that are eligible for funding onto your dashboard.

Innovation is one of our company values! FundThrough leverages technology to automate the manual processes that many traditional financial institutions still use today. This allows us to provide you with a funding limit and process your invoices in as little as one business day.

If you’re interested in using FundThrough but don’t see a payment plan that suits the needs of your business, reach out to our support team who will work closely with you to find a solution that fits your business.

FundThrough uses information from your business banking account and accounting software to assess your cash flow and provide you with a suitable funding limit.

No. Creating a FundThrough account and advancing invoices will not affect your credit score.

We are obligated to report any bad-faith borrowing or fraudulent activity to the appropriate credit bureau.

Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store third-party usernames or passwords.

Yes, opening and keeping a funding account doesn’t cost a thing. We don’t charge annual fees and you’re never obligated to advance invoices. Many owners simply enjoy having FundThrough in their back pocket, ready for a rainy day cash flow gap – we fit neatly next to your umbrella.

We can’t imagine why you’d ever do such a thing, but if push comes to shove, of course you can. Please connect to one of our support representatives online, and they will assist you in cancelling your account.

FundThrough was launched in 2014 and has since shot up to become a leader in the financial technology space, funding tens of millions of dollars in invoices every month. We’re backed by some amazing VC and angel investors and are continuously developing new products to serve under-banked small businesses across the U.S. and Canada.