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Access on-demand working capital that grows with your business. Create one account. Finance your future.
Advance any number of invoices up to a funding limit with automatic weekly repayments and no customer contact
0.5% per week: up to 6% over 12 weeks
Standard features of Express Invoice Financing:
Get paid faster – funds are deposited into your bank account within 1 business day
100% of the invoice value is deposited into your bank account
Advance funds online anytime from your desktop or mobile device
No customer contact – advances and repayments are made directly with FundThrough
Eligible invoices are synced automatically from your connected accounting software
Repay advances with automatic weekly repayments to FundThrough and early repayment is free anytime
Unlimited accounts receivables
factoring of customer-verified invoices
Contact sales for a quote
Enhanced features for PRO Invoice Factoring:
Up to 100% of invoice value advanced
(remainder remitted after payment)
Invoices are verified with customers
and payment is redirected
Factored invoices have customer payment redirected to FundThrough
“FundThrough connects with my invoicing software and is already improving my business in the first month. This is a must for small businesses!”
JARED T. – GOOGLE REVIEWS
FundThrough is built for small business: no credit reporting, no obligation to fund, and no annual fee - you only pay when you use funds. You can read our Service Terms and Privacy Policy here.
By creating an account you accept FundThrough’s Service Terms. Funding limit approval takes one business day. Funding limits over $30,000 may require financial statements before approval. FundThrough reserves the right to set funding rates.
Advance any number of invoices up to a funding limit with automatic weekly repayments and no customer contact
0.5% per week: up to 6% over 12 weeks
Standard features of Express Invoice Financing:
Get paid faster – funds are deposited into your bank account within 1 business day
100% of the invoice value is deposited into your bank account
Advance funds online anytime from your desktop or mobile device
No customer contact – advances and repayments are made directly with FundThrough
Eligible invoices are synced automatically from your connected accounting software
Repay advances with automatic weekly repayments to FundThrough and early repayment is free anytime
“FundThrough connects with my invoicing software and is already improving my business in the first month. This is a must for small businesses!”
JARED T. – GOOGLE REVIEWS
Unlimited accounts receivables
factoring of customer-verified invoices
Contact sales for a quote
Enhanced features for PRO Invoice Factoring:
Up to 95% of invoice value advanced
(remainder remitted after payment)
Invoices are verified with customers
and payment is redirected
Factored invoices have customer payment redirected to FundThrough
By creating an account you accept FundThrough’s Service Terms. Funding limit approval takes one business day. Funding limits over $30,000 may require financial statements before approval. FundThrough reserves the right to set funding rates.
We deposit the full value of your invoice into your business bank account the next business day. If you were to fund this invoice today, you would receive funds by .
Payment for your advance begins on Week #1. Each payment includes a funding fee, calculated at 0.5% of the invoice value/week.
There is no penalty for repaying early. Any remaining fees are waived after the balance is repaid.
Your final repayment on will be . You will save .
The total cost of using FundThrough to fund this invoice and receive the full value of your invoice on is:
We can fund any invoice amount and any volume at a preferred factoring rate.
Schedule a call to quote your factoring rate with one of our team today.
Schedule a call for a quoteDates in the calculator are estimates based on the average funding time of 1 business day after funds have been requested. Funds may only be requested after the signup process is complete. Note that holidays may affect funding times.
Access tailored financing built for oil & gas suppliers through our dedicated partnership. Visit our Cortex partner page for details.
“This company has fantastic customer service. Their rates are great and utilizing FundThrough has allowed my company to take on bigger contracts without harming cash flow.”
Mark Baker
Owner, Motivated Maids
“We can’t say enough about how amazing FundThrough has been to deal with!! They always have someone available to answer questions. Within a few short months were able to increase our borrowing limit. Thank you FundThrough!”
Aaron Bonkowski
Owner, Evolution Electric Ltd.
“The FundThrough team has been a delight to work with. The service they offer is incredibly helpful for a small but rapidly growing company, and they make it easy to do business with them! I highly recommend them.”
Ada Polla
Owner, Alchimie Forever LLC
“What an awesome company! When we had to finish our job out of town and hadn’t been paid, FundThrough saved the day! Quick, easy and such great customer service, took the stress away! Thank you!”
Laurie Alexander
Owner, Solar Carports Direct
FundThrough uses information from your business banking account and accounting software to assess your cash flow and provide you with a suitable funding limit.
Absolutely! FundThrough monitors your account over time to automatically assess you for funding limit increases. You can also reach out to our support team at any time about changes to your cash flow, and we’ll work with you to find a solution that works best for your business’s needs.
No. Creating a FundThrough account and advancing invoices will not affect your credit score.
We are obligated to report any bad-faith borrowing or fraudulent activity to the appropriate credit bureau.
Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store third-party usernames or passwords.
Yes! Our all-star support team is here to help you through chat, email, or on the phone.
Yes, opening and keeping a funding account doesn’t cost a thing. We don’t charge annual fees and you’re never obligated to advance invoices. Many owners simply enjoy having FundThrough in their back pocket, ready for a rainy day cash flow gap – we fit neatly next to your umbrella.
We can’t imagine why you’d ever do such a thing, but if push comes to shove, of course you can. Please connect to one of our support representatives online, and they will assist you in cancelling your account.
FundThrough was launched in 2014 and has since shot up to become a leader in the financial technology space, funding tens of millions of dollars in invoices every month. We’re backed by some amazing VC and angel investors and are continuously developing new products to serve under-banked small businesses across the U.S. and Canada.