The Best Invoice Financing for Your Business

Boost your cash flow for less and grow your business. 

Create your free account today.

What Does Invoice Factoring Cost?

The cost of invoice factoring is determined by the value of the outstanding invoice. Typically, factoring companies will require a small fee or a percentage of the invoice value on a monthly basis.

 Our online invoice factoring solutions are tailored to meet every company’s size and needs. Businesses get the cash they need instantly using their unpaid invoices as collateral. To get your rate, contact our customer team.

What is the Cost of Not Invoice Factoring?

If you’re starting a business, successful cash flow management can be the difference between thriving and failure. If you’re not using invoice factoring, ask yourself why you’ve made this decision. You should weigh the costs of ignoring this innovative financing solution.

Improve Your Cash Flow

 Without invoice factoring, you could be waiting 90 days or more for customers to pay. Invoice factoring lets you pay expenses today. It’s free and quick to set up an account. There are no hidden costs or added obligations. You’ll get piece of mind and capital to thrive instantly.


No Debt, No Loss of Control

Traditional loans require you to take on debt. And selling equity can reduce your control over your company’s future. With invoice factoring, you get immediate cash to pay expenses by using your existing invoices as collateral. 


No Additional Opportunity Costs

No need to chase down your customers for payment. Get back to running and growing your business within minutes. We’ll take care of the accounting and back-end operations while you get back to your job.

FundThrough Offers Two Invoice Solutions

Different companies have different needs. Some require a fast $500, while others might be seeking funding of up to $2 million. To meet all needs, FundThrough offers two easy, lightning fast solutions to get you paid within 24 hours. 


Express Invoice Financing and Velocity Invoice Factoring. 


Discover which solution provides the best fit for you. For assistance, contact our support team through chat, email, or on the phone.

Calculate your cost of funding

What is your invoice value?

Additional documentation may be required before we can fund this invoice.


We deposit the full value of your invoice into your business bank account the next business day. If you were to fund this invoice today, you would receive funds by .


Payment for your advance begins on Week #1. Each payment includes a funding fee, calculated at 0.5% of the invoice value/week.

There is no penalty for repaying early. Any remaining fees are waived after the balance is repaid.

Your final repayment on will be .


The total cost of using FundThrough to fund this invoice and receive the full value of your invoice on is:

Facility at this level is handled with our PRO Invoice Factoring.

We can fund any invoice amount and any volume at a preferred factoring rate.

Schedule a call to quote your factoring rate with one of our team today.

Schedule a call for a quote

Frequently asked questions

FundThrough uses information from your business banking account and accounting software to assess your cash flow and provide you with a suitable funding limit.

Absolutely! FundThrough monitors your account over time to automatically assess you for funding limit increases. You can also reach out to our support team at any time about changes to your cash flow, and we’ll work with you to find a solution that works best for your business’s needs.

No. Creating a FundThrough account and advancing invoices will not affect your credit score.

We are obligated to report any bad-faith borrowing or fraudulent activity to the appropriate credit bureau.

Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store third-party usernames or passwords.

Yes! Our all-star support team is here to help you through chat, email, or on the phone.

Yes, opening and keeping a funding account doesn’t cost a thing. We don’t charge annual fees and you’re never obligated to advance invoices. Many owners simply enjoy having FundThrough in their back pocket, ready for a rainy day cash flow gap – we fit neatly next to your umbrella.

We can’t imagine why you’d ever do such a thing, but if push comes to shove, of course you can. Please connect to one of our support representatives online, and they will assist you in cancelling your account.

FundThrough was launched in 2014 and has since shot up to become a leader in the financial technology space, funding tens of millions of dollars in invoices every month. We’re backed by some amazing VC and angel investors and are continuously developing new products to serve under-banked small businesses across the U.S. and Canada.