Payroll funding: get invoices paid in days for quick, easy working capital
Flexible funding for staffing agencies and small business owners who can't afford to wait 30, 60, or 90 days to make payroll.
What is payroll funding?
Turn unpaid invoices into payroll, without the wait
Payroll doesn't wait for your customers to pay their invoices. Payroll funding lets you sell your outstanding invoices to FundThrough for an immediate cash advance — so you can cover payroll and operating costs while your customer pays on their original terms, whether that's Net 30, 60, or 90.
See how it works
Quick, easy capital for payroll
Everything you need from a payroll funding company, without the bank hassles.
Quick access to capital
Get outstanding invoices paid in days instead of waiting on 30, 60, or 90-day customer terms.
Flexible funding
No minimum volume requirements — fund as much or as little as you need, whenever payroll comes due.
Easy funding process
Set up once, then submit invoices for funding in a single click.
No long-term commitment
There's no ongoing obligation to keep funding once your business no longer needs it.
Transparent pricing
One simple, upfront fee — no hidden costs, compounding interest, or surprises.
Accounting integrations
Connects with QuickBooks, Xero, and other accounting platforms to speed up setup and submission.
How payroll funding works
See if you qualify in less than 5 minutes — no lengthy applications, no long waits.
Create or connect your account
Sign up for free, or connect your existing accounting software for automatic setup.
Select invoices
Upload invoices manually or sync them automatically from QuickBooks and other integrations.
Receive funds
Once approved, get paid as soon as the next business day — for as much as $1,000,000+.
Get back to business
FundThrough collects from your customer on the invoice due date. No further commitment required.
Industries that benefit from payroll funding
Staffing agencies
Healthcare, HR, finance, and general staffing firms covering payroll between client payment cycles.
Small business
Any B2B or government-invoicing small business managing payroll against outstanding receivables.
Healthcare & medical
Medical staffing and service providers waiting on insurers or institutional net terms.
Warehouse & janitorial
Labor-intensive contractors covering crew wages ahead of client payment.
Government contracting
Suppliers and contractors navigating longer government payment cycles.
How to qualify for payroll funding
- A legally established business that's current on its taxes
- No liens on your accounts receivable
- Outstanding invoices owed by a creditworthy customer
- B2B or government agency invoicing
- Invoices for completed work with an expected due date
"When Ace Recruitment landed a client with 45-day payment terms, they were billing tens of thousands of dollars a week. So they asked themselves: how could they keep making payroll for six weeks without that kind of capital in hand? The answer was FundThrough."
— Sami Boubertakh, Account Manager, Ace Recruitment
FundThrough has been instrumental in helping my company meet its cash flow needs — payroll included.
Quick turnaround on funding, which made covering payroll during a slow-paying stretch a lot less stressful.
Ready to make payroll on your own terms?
Join staffing agencies and small businesses who get paid early with FundThrough.
Get started today