Invoice Factoring in Ontario: Get Paid in Days From a Local Partner

Cash flow is the #1 problem facing small businesses. FundThrough supports local businesses by paying your outstanding invoices in days. Get funding for growth projects, payroll, and more.

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Invoice Factoring Ontario: Advantages of Factoring Accounts Receivable With a Local Partner

While many local factoring companies will pay unpaid invoices, FundThrough has helped small business owners in our neighbourhood get the funding they need to grow and manage the ongoing needs of running their business. MapleX Naturals, Self Care Catalysts, and AutoRD are just a few of the Ontario businesses who’ve used FundThrough’s factoring services to get paid faster, access growth capital, and simplify their accounts receivable. Here are some of the reasons they chose FundThrough for receivable financing:
  • Quick funding: FundThrough cuts wait time on invoice net terms up to 97%
  • Get funding for big growth projects, payroll, equipment, materials, hires, and more
  • Flexibility to fund only the invoices you want, when you want. No obligation to fund
  • No long-term commitment after invoice is paid
  • No bank hassles for lines of credit. Faster, easier funding process
  • 100 percent advance rates
  • Integrations with QuickBooks and OpenInvoice that pull eligible invoices into the FundThrough platform
  • Simple application and factoring process
  • Transparent factoring fee. No hidden fees.
  • Ideal for new businesses that banks won’t fund
  • Smooths cash flow lumpiness
  • A non-dilutive funding source
  • Next-day funding, on approval
  • Responsive customer service
  • Peace of mind and less time spent managing accounts receivable
  • Professional treatment of your customers
  • A local company

These major benefits of Ontario invoice factoring with FundThrough have helped local businesses like yours overcome financial challenges and improve the financial strength of their company for strong and continued growth. They’ve received the reliable funding they need to take on large contracts and more customers, or just manage their day-to-day business with peace of mind and more time for strategic focus.

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How Online Invoice Financing Works

Create or connect your account in minutes

Create a free account or connect your QuickBooks or OpenInvoice account, and provide information about your business.

Choose which invoices to fund

Submit eligible unpaid invoices to FundThrough. We provide unlimited funding for your business based on the size of your outstanding invoices. Simply select which eligible invoices you want to fund, and submit them in one click (after customer set up).

Advance invoices in days

Select eligible invoices to advance. Deposits are made within days and your customer sends invoice payments to FundThrough according to the agreed upon terms.

Get funded, then get back to business

Upon approval, funds are deposited into your business bank account as quickly as the next business day. Put your capital to work for growth projects, payroll, equipment, hires, and more.

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Get Convenient Working Capital. Get Invoices Paid in Days.

Invoice your customer. Get paid in days. Get back to business.

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Easy Access to Capital

Get funding anytime without bank hassles or limits by working with FundThrough. We offer unlimited funding, so the more you invoice, the more capital you can access. Take on growth projects, hire essential staff, and make payroll with peace of mind that you have the funding you need at your fingertips.

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Fast, Flexible Funding

Skip waiting on net payment terms and get paid quickly, with a secure source of flexible funding. No debt, dilution, hidden fees, or monthly minimums mean you’re in control of your capital, instead of waiting on slow-paying customers.

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Simple Funding Process

Integrations with QuickBooks and OpenInvoice combined with AI and automation make it easy to get funded and get back to business. Get a funding boost in one click (after customer setup).

Industries We Serve with Invoice Factoring in Ontario

Our flexible invoice funding solution is ideal for business who sell to other businesses in a variety of industries, including:

See our Industries page for a full list of B2B industries our invoice funding financial solution helps.

Locations We Serve in Ontario and Across Canada​​

We serve all of Ontario, including:
  • Toronto
  • Ottawa
  • Niagara Falls
  • Mississauga
  • Brampton
  • Hamilton
  • London
  • Sault Ste. Marie
  • Kitchener
  • St. Catharines
  • Markham
  • Vaughan
  • Windsor
  • Sudbury
  • Thunder Bay
  • Kingston
  • Peterborough
We also provide flexible invoice funding to businesses throughout Canada, including the following provinces and territories:
  • British Columbia
  • Alberta
  • Saskatchewan
  • Manitoba
  • Yukon
  • Northwest Territories
  • Nunavut
  • Quebec
  • Nova Scotia
  • New Brunswick
  • Newfoundland
  • Prince Edward Island

We also serve businesses in the United States with our receivables factoring solution, and those with a cross-border presence. If you’re looking for services elsewhere, see our pages on Texas invoice factoring, Houston factoring companies, and factoring companies in Canada.

Our Toronto Office

260 Spadina Avenue Suite 400
Toronto, Ontario
Canada M5T 2E4

  We use bank-level encryption to protect your data.

Factoring rates starting at


On the Intuit Quickbooks App Store:

"I am pleased to recommend FundThrough for early stage and established small business funding for the type of products and ease of doing business." ~James R.

"I've been looking for this tool for the past few years and stumbled on FundThrough during my participation at QuickBooks Connect. They have a great software." ~Xtiane

"I really like this company, they are 1st class! They have a very nice platform and are at the top of their game! They have fast approvals and will help you along the way..." ~Unified

On Google Reviews:

"FundThrough has been instrumental in helping my company meet its cash flow needs quickly, easily and for low cost." ~Mark B.

"We started using FundThrough in August of 2017. What impressed me the most has been the quick turnaround." ~Ahmed A.

"Overall I have been quite satisfied with FT. I signed up with them about eight months ago and have used the service once. I've also recommended it to other clients." ~Stephanie

Questions about invoice factoring?

Speak with your dedicated account manager on the phone or online.

+1 (800) 766-0460

Toll-free Mon-Fri 9am-5pm ET

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Explore fast payments with an experienced fintech

Interested in possibly embedding FundThrough in your platform? Let’s connect!