Factoring Companies in Georgia: Your Guide to Getting Invoices Paid in Days

Find out how to pick the best factoring companies in Georgia. Get working capital for your local business for growth, payroll, and more.

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What to Look for in a Georgia Factoring Company

When it comes to comparing qualities to find the best Georgia factoring companies, you’ll find you’re left with plenty of options that will more than fit the bill. But how do you know which factoring companies in Georgia will best suit your needs? Based on our extensive experience advancing invoices for many a successful business in the Peach state, we’ve found it important to evaluate a factoring company you’re considering based on a few key questions. 

Top 5 Georgia Factoring Companies

When it comes to evaluating factoring companies in Georgia, you should consider a company’s reputation, fee structure, credit requirements, and speed of funding. Here are 5 factoring companies in Georgia to consider. 

  • Can they quickly pay your outstanding invoice? Getting fast access to working capital is one of the most common reasons Georgia businesses choose invoice factoring as one of their top funding options. It might surprise you then, to learn, that some invoice factoring companies can still take weeks to get a payment out. Obviously this is not ideal when you need cash to meet your business obligations to cover daily operations, and are trying to get rid of the hassle of slow-paying customers. To ensure you’re working with a company that can get you the funding you need in a matter of days, read reviews and ask about their funding process. FundThrough, can cut wait times on invoice net terms up to 97%*! (*According to FundThrough 2021 customer data)

  • Is their account setup an easy process? Building off the above point, invoice factoring should save you time and administrative hassles of slow-paying customers, not add to them. Manual processes and time-consuming paperwork creates more headaches for you. It’s the same with bank financing — even doing something as simple as raising the limit on an existing line of credit can take months! And forget about how cumbersome the application process is for a new line of credit or a bank loan — especially if you’re approved at all, since many new businesses don’t qualify for traditional bank loans. FundThrough’s process takes just minutes thanks to AI, automation, and accounting integrations with QuickBooks and OpenInvoice.

  • Do they have good customer service? Ask every factoring company you’re considering working with about the service you’ll receive after they’ve won your business. You need dedicated account management to guide you through your first funding and beyond. At FundThrough, we ensure a smooth experience from onboarding to ongoing funding. You’ll get dedicated account management, and access to our highly reviewed client support team.

  • Are there any long-term commitments? Some Georgia factoring companies will ask you to sign a contract that requires you to fund all your invoices with them. Or, they may ask you to fund a monthly minimum dollar amount in order to qualify for funding. With FundThrough, after your customer pays their invoice, there’s no more long-term commitment. We also don’t have any minimum monthly requirements when it comes to funding. Simply fund the invoices you want, when you want for timely access to funds when you need it.

  • Will they be a partner in your success? When choosing among the many Georgia factoring companies, it’s important to consider working with one that is interested in being a partner in your success. FundThrough believes that the best factoring experience is about more than just getting paid quickly—it’s about getting to know you and your business and how we can help. We’re also able to work with new businesses that might otherwise have trouble securing traditional financing due to length of time in business or a short credit history. Contact us and we’ll be happy to answer your questions about invoice factoring services.

  • Do they offer transparent rates? If factoring rates look too low, that’s because you’re likely to encounter hidden fees later on. A factoring company that is upfront and honest is the best sort of partner in your success. Not all factoring companies in Georgia are transparent with their rates, or about the invoices they can and cannot fund. For more information, see our pricing page for details on our fees for invoice factoring services.


FundThrough is an AI-powered invoice funding platform that gives business owners in Georgia flexible access to working capital on their terms. FundThrough offers factoring across the state of Georgia, including Atlanta factoring if you’re looking for that specifically, with less hassle than traditional bank loans.

Funding Amounts

FundThrough’s Invoice Factoring solution provides unlimited funding. 


  • Receive funding for outstanding invoices within days
  • 100% advance rates, minus a single fee. No hidden fees
  • Flexible access to cash. Fund any eligible invoice to any approved customer
  • Dedicated customer service to help you through your first funding and beyond
  • AI, automation, and integrations with QuickBooks and OpenInvoice make getting funded easy


  • Technology requirements
  • Doesn’t work with construction or real estate

See if you qualify for FundThrough in minutes.

Riviera Finance

Riviera Financing offers invoice financing and factoring to businesses across a variety of industries, with factoring agreements managed by local offices. Their working capital solution give you funding to cover operating expenses based on qualifying invoices.

Funding Amounts

Riviera Financing has a credit facility size of $5K – $2M, and provides an advance rate of up to 95%. Their discount rate typically starts at 2%, and there is an early termination fee.


  • Ideal for startups and small businesses with little credit history
  • No credit score requirements
  • Bankruptcy protection via non-recourse invoice factoring



  • Limits on funding
  • Charges additional fees

TCI Business Capital

TCI Business Capital provides invoice factoring solutions and accounts receivable management to small and medium businesses throughout the United States.

Funding Amounts

Atlanta factoring companies like TCI Business Capital provides monthly funding lines from $50k to 10 million. It does not provide advance rates, factoring rates, or information about other fees on their website. 


  • Same-day payments available
  • Month-to-month terms


  • No transparency regarding fees or advance rates

CCT Factoring, LLC

CCT Factoring is an independent factoring company that offers both recourse and non-recourse factoring plans. This Atlanta factoring company works with a wide variety of business owners in the state of Georgia to simplify their financial situation. 

Funding Amounts

CCT Factoring offers reliable funding of up to 100% advance rates. There are no set-up fees or other hidden fees. 


  • Dedicated account management
  • Robust technology platform
  • 24/7 online account access and credit checks
  • Fuel card


  • No transparency regarding factoring fee.


Bankers Factoring

Everyone you deal with at Bankers Factoring LLC is an owner or working towards their ownership goal. As entrepreneurs invested in the success of your business and theirs, their factoring service helps you bridge cash-flow gaps with ease.

Funding Amounts

Bankers Factoring LLC offers non-recourse factoring. Their discount rates vary between 0.9-1.6%, and they offer advance rates of 80-90%.


  • Services also available in Spanish
  • $25,000-$6,000,000 invoice factor credit lines.
  • Available same-day funding 



  • Some additional factoring fees
  • 80-90% advance rates

Control Your Growth With Flexible Funding. Manage Your Business With Peace of Mind.

Put funds to work for big growth projects, payroll, equipment, and more with accounts receivable factoring services from FundThrough. Advantages of factoring with FundThrough include:

Flexible funding. Fund only the invoices you want, when you want, to boost your business cash flow on your terms. There’s no minimums and long-term commitment once the invoice is paid. We also offer unlimited funding — the more you invoice, the more funding you can get.

Convenient business capital. Get a fast, flexible funding boost any time with invoice factoring from FundThrough. QuickBooks and OpenInvoice integrations automatically pull eligible invoices into FundThrough’s platform for funding in just a few clicks (after initial customer setup.)

Easy process. Factoring with FundThrough means there’s no bank hassles like time-consuming paperwork for bank loans or lines of credit, on top of waiting for months to get a decision. Our simple online system lets you create an account in just a few minutes.

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Get Convenient Working Capital. Get Invoices Paid in Days.

Invoice your customer. Get paid in days. Get back to business.

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Easy Access to Capital

Get funding anytime without bank hassles or limits by working with FundThrough. We offer unlimited funding, so the more you invoice, the more capital you can access. Take on growth projects, hire essential staff, and make payroll with peace of mind that you have the funding you need at your fingertips.

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Fast, Flexible Funding

Skip waiting on net payment terms and get paid quickly, with a secure source of flexible funding. No debt, dilution, hidden fees, or monthly minimums mean you’re in control of your capital, instead of waiting on slow-paying customers.

wallet with money

Simple Funding Process

Integrations with QuickBooks and OpenInvoice combined with AI and automation make it easy to get funded and get back to business. Get a funding boost in one click (after customer setup).

How Online Invoice Financing Works

Create or connect your account in minutes

Create a free account or connect your QuickBooks or OpenInvoice account, and provide information about your business.

Choose which invoices to fund

Submit eligible unpaid invoices to FundThrough. We provide unlimited funding for your business based on the size of your outstanding invoices. Simply select which eligible invoices you want to fund, and submit them in one click (after customer set up).

Advance invoices in days

Select eligible invoices to advance. Deposits are made within days and your customer sends invoice payments to FundThrough according to the agreed upon terms.

Get funded, then get back to business

Upon approval, funds are deposited into your business bank account as quickly as the next business day. Put your capital to work for growth projects, payroll, equipment, hires, and more.

invoice factoring small business app

We Serve Businesses in These Georgia Cities

You can fund invoices for your business:

  • Atlanta (factoring companies in Atlanta are plenty!)
  • Augusta-Richmond County
  • Columbus
  • Macon-Bibb County
  • Savannah
  • Athens-Clarke County
  • Sandy Springs
  • South Fulton
  • Roswell
  • Johns Creek
  • Warner Robins
  • Albany
  • Alpharetta
  • Marietta
  • Stonecrest
  • Smyrna
  • Gainesville
  • Peachtree City

We also serve businesses across the United States with our receivable financing services. If you’re looking for services elsewhere, see our pages on Texas invoice factoring, Houston factoring companies, invoice factoring Ontario, and factoring companies in Canada.

Industries We Serve in Georgia

Our flexible invoice funding solution is ideal for business who sell to other businesses in a variety of industries, including:

See our Industries page for a full list of B2B industries our invoice funding financial solution helps.

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Factoring rates starting at


On the Intuit Quickbooks App Store:

"I am pleased to recommend FundThrough for early stage and established small business funding for the type of products and ease of doing business." ~James R.

"I've been looking for this tool for the past few years and stumbled on FundThrough during my participation at QuickBooks Connect. They have a great software." ~Xtiane

"I really like this company, they are 1st class! They have a very nice platform and are at the top of their game! They have fast approvals and will help you along the way..." ~Unified

On Google Reviews:

"FundThrough has been instrumental in helping my company meet its cash flow needs quickly, easily and for low cost." ~Mark B.

"We started using FundThrough in August of 2017. What impressed me the most has been the quick turnaround." ~Ahmed A.

"Overall I have been quite satisfied with FT. I signed up with them about eight months ago and have used the service once. I've also recommended it to other clients." ~Stephanie

Questions about invoice factoring?

Speak with your dedicated account manager on the phone or online.

+1 (800) 766-0460

Toll-free Mon-Fri 9am-5pm ET

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