Get invoice factoring for professional services. Get back to flawless delivery.
Enterprise client net terms cause A/R and A/P mismatches. FundThrough ends cash flow chaos with early invoice payments.
$4B+
Business Paid Early
Fast, flexible funding that moves at the speed of placements.
52
Days Saved with Autofund
End extended terms by getting paid faster.
4.5
★★★★★
See how we've helped thousands of clients across hundreds of Google reviews
What is professional services invoice factoring?
Professional services invoice factoring lets you get invoices paid ahead of net terms, bridging the gap between completed work and slow-paying clients on Net 30, Net 60, or Net 90 terms. Instead of waiting months to cover payroll, contractors, and overhead, tech-enabled invoice factoring for professional services firms like yours unlocks quick funding that works alongside your bank.
Stop chasing the wrong funding options.
Try FundThrough.
Funding that Flexes with Agencies, Consultancies, and Practices
Invoice factoring for the unique realities of service business cash flow
Peace of mind for payroll: your largest expense
Salaries and contractor payments are at least half your expenses, regardless of billable work. Enterprise clients pay on Net 30, 60, or 90 day terms. Same-day invoice payment means payroll is never at risk.
Easily bridge cash flow gaps to grow your services firm
Landing a large new engagement requires upfront investment in staffing, tools, and onboarding before any revenue comes in. Invoice factoring for professional services like yours provides capital for today’s overhead and tomorrow’s growth opportunities.
Smooth out lumpy cash flow from project-based work
Projects are delivered, but clients may delay payment due to their own processes, internal reviews, or cash issues–and work slows down for holidays or industry cycles. Early invoice payments keep you well-capitalized all year round while avoiding debt.
How FundThrough Works
AI and automation speed up your application and funding ahead of traditional factors relying on manual, paper-based processes.
1
Sign up for FundThrough with your email address or connect your QuickBooks, OpenInvoice, or other accounting platform.
2
Get approved
Upload your invoices or connect your accounting platform for even faster funding. We’ll verify your invoice and customer to give you peace of mind about your payments.
3
Get paid & Get growing
You’ll see your cash in your bank account minus one flat fee within 24 hours, after your first funding. We wait for your customer to pay. You put your funding to work!
What Professional Services Leaders Are Saying
I’m generally very happy with FundThrough and I would recommend it for anybody…You’ve been essential, especially when we were getting bigger.
Goga,
CEO, Gogalex
How we work with your customers
We get it: your customer relationships are critical to your success. That’s why our team treats them professionally and minimizes their role in the funding process. We already have relationships with hundreds of enterprise businesses. Chances are good that your customers work with FundThrough and already know us!
FundThrough Reimagines Invoicing to Get You Paid Effortlessly
Powered by technology, our approach makes getting funded quicker and easier than both traditional factoring and banks.
| FundThrough | Traditional Factoring | Banks | |
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| Online application |  |
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| Fast, automated processes | |
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| Flexible fee structure | |
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| Choose invoices to fund | (as available) |
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| Up to 100% advance rate | |
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N/A |
| Unlimited funding | |
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| Personalized support | |
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Frequently Asked Questions
Invoice factoring, also known as invoice financing or invoice funding, is a way to fund your professional services business using your own receivables. A factoring company, like FundThrough, pays your invoice early — ahead of net terms — so you can keep operations running, cover staff costs, and take on new clients without waiting on payment.
You choose the invoices you'd like to fund through the FundThrough platform (if your agreement includes spot factoring). Once approved, FundThrough pays you the invoice total less fees and waits for your client to pay according to their net terms. Funds are deposited into your bank account within one business day, so you can focus on delivering work, not chasing payments.
There's no cost to open an account and no fees to keep it open. You only pay when you choose to get invoices paid early. FundThrough offers 100% advance rates minus fees, which you'll always review up front. For professional services firms billing on net 30, 60, or 90 terms, this means predictable, transparent pricing with no surprises. For more info, see our pricing page.
FundThrough's Collections team will reach out to both you and your client to get a payment update. We're always polite and professional to protect the long-term client relationships that professional services firms depend on. If the invoice becomes significantly overdue without a sufficient update, it may be charged back with a repayment plan. An additional daily fee accrues until the full amount is paid.
Invoices are ineligible if:
- The first funding total is less than $100,000 (or the business doesn't have at least $100K in receivables to one customer)
- The invoices aren't B2B or government-related
- The work hasn't been completed or the invoice lacks a clear due date
- The business operates in construction or real estate
- There are existing liens on receivables — though we can work with you on a lien subordination agreement
Invoices that are already paid, overdue, carry net terms greater than 90 days, or are missing client names are also ineligible. Proposals, estimates, and purchase orders cannot be funded.
FundThrough is a platform that allows businesses to get paid instantly on outstanding invoices.
Have questions?
Not sure where to start? Connect with one of our dedicated onboarding support specialists.