How FundThrough Works
Get paid on your terms. Get back to business.
FundThrough pays outstanding invoices in days ahead of net terms through an easy, tech-powered process. Unlock capital for growth projects or everyday expenses.
Step 1
Create or connect your account in minutes
Create a free account or connect your QuickBooks or OpenInvoice account.
If your business meets all of the following requirements, you might be a fit for FundThrough
- Outstanding invoice to one creditworthy customer
- Invoice other businesses (B2B) or government agencies
- Invoices are for completed work (with an expected due date)
- No construction or real estate
- No explicit liens on receivables that you aren't willing to have removed
We'll need these documents to get started:
- Business formation documents such as LLC certificates or Articles of Incorporation
- Government-issued photo ID (e.g., driver's license or passport)
- Void check from your business checking account
- Authorization to review your business' tax history
Step 2
Select invoices to fund
Upload your invoices, or connect to QuickBooks, Xero, or OpenInvoice to sync them automatically. Our accounting software integrations streamline the process even more, amplifying the ease and speed of getting funded.
Step 3
Get paid
We work with your customer to redirect payment to FundThrough and verify your invoices. Once the approval is complete, you get next-day payment to your linked bank account.
Get started
Step 4
Get back to business
Once your customer pays the invoice to FundThrough based on the net terms, there's no more commitment. You can fully focus on your business. Get another quick, easy invoice payment through the platform any time you need more funding.
Learn more about how we work with your customers
Get Your Invoice Paid In Days
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Frequently Asked Questions
FundThrough integrates with QuickBooks Online and OpenInvoice to save you time during setup. If you use Xero, you can sync your FundThrough account to pull in eligible invoices after signup. If your software isn't supported, you can create a free account and manually upload invoices onto the platform.
We'll need to contact your customer so they can pay the invoice total to FundThrough according to the original terms. We always keep interactions positive and professional, and we'll always contact you before we contact your customer. Learn more about how we work with your customers.
You can fund invoices of any size on FundThrough's platform — yes, that means unlimited funding! Invoices must be issued to creditworthy business or government customers, for completed work with an expected due date.
Our AI-powered platform automates the verification process, allowing us to assess invoices and customers faster than traditional factoring companies.
Yes. We offer flexible funding options tailored to your business needs. Contact our team to discuss what works best for you.
No. FundThrough does not perform hard credit checks on your business. Our approval is based primarily on your customers' creditworthiness.
Absolutely. We use bank-level encryption and security protocols to protect your data at all times.
Yes — creating a FundThrough account is completely free. You only pay a fee when you choose to fund an invoice.
Yes. There are no long-term contracts or cancellation fees. You can stop using FundThrough at any time.
FundThrough has been helping small and medium-sized businesses access working capital since 2014.
Is my accounting/invoicing software supported?
FundThrough integrates with QuickBooks Online and OpenInvoice to save you time during setup. If you use Xero, you can sync your FundThrough account to pull in eligible invoices after signup. If your software isn't supported, you can create a free account and manually upload invoices onto the platform.