Industries
Get invoices paid early
Take on any government contract with cash flow you control
What Is Invoice Factoring?
The vital tool that rescues you from cash flow chaos.
Invoice factoring is a type of financing designed to help small and medium businesses improve cash flow. A business sells their outstanding invoices to an invoice factoring company who pays them in days–ahead of net terms. The business' customer then pays the balance to the invoice factoring company when it's due.
Instant Cash Flow You Control
Never wait on net terms again. Invoice your customer and get paid instantly for convenient cash flow anytime. Bonus: it's non-dilutive and debt-free!
- Get paid in a day
- No hidden fees
- No long term commitment
- Save time not chasing A/R
Control your cash flow in 4 simple steps.
The FundThrough platform is built on AI and automation, empowering you to onboard your customers and request funding for their invoices anytime. Skip the endless back-and-forth and piles of paperwork for efficient early payments.
Sign up
Sign up for FundThrough with your email address or connect your QuickBooks or OpenInvoice.
Get approved
Upload your invoices or connect your accounting platform for even faster funding. We'll verify your invoice and customer to give you peace of mind about your payments.
Get paid
You'll see your cash in your bank account minus one flat fee within 24 hours, after your first funding.
Get back to business
We wait for your customer to pay on net terms. You put your funding to work!
See how it works →Ready to get paid early?
Get StartedGet Paid on Your Terms, Not Net Terms
Why thousands of suppliers fund their invoices.
Consistent Cashflow
Slow payments caused by long net terms lead to inconsistent cash flow. Getting invoices paid early provides capital you can count on.
Fast, Flexible Funding
Get quick working capital anytime—months ahead of slow bank approvals. You can choose which invoices to fund with no long-term commitment after your customer pays their invoice.
Unlimited Growth Capital
Unlock funding tied to your outstanding invoices—so you can scale fast, fulfill large orders, and meet big buyer demands with confidence.
Lima Charlie: Raising $8M in 30 Days
Discover how Ron Cedillo, VP of Lima Charlie, is growing his business in the government contracting space–with the help of fast, flexible cash flow.
The impact of invoice factoring:
- Took on first government contract
- Received $8M in working capital in 30 days
- Unlocked new growth channel with additional government contracts
Think Outside the Bank for Funding
Tired of slow bank timelines or rigid lending requirements? FundThrough gives you fast, flexible access to the cash tied up in your unpaid retailer invoices—so you can stay focused on growth, not waiting on payments.
| FundThrough | Banks | |
|---|---|---|
| Funding speed | Days | Months |
| Approval time | Days | Months |
| Funding limits | Unlimited* | Depends on creditworthiness |
| Hidden fees | No hidden fees | Origination fees, annual fees, etc. |
| Debt-free funding | ||
| Non-dilutive funding | ||
| Value adds: A/R management; Collections |
*For as much as you have in eligible invoices
A Favorite for Invoice Factoring
FundThrough is named Best Overall Factoring Company by trusted publications
...and Best Factoring Company for Software Integrations
Join Thousands of Businesses Growing and Thriving With Payment Peace of Mind
“FundThrough allowed us to grow exponentially...We were able to take on some larger projects that if we had to self-fund, we would never have been able to achieve. This has allowed us to take large leaps and very quickly because we know that we have the invoice funding process and a partner that wants to see us grow.”
Ron Cedillo
Vice President, Lima Charlie
“Banks were slow to respond to our requests, and it just felt like they weren't really ready to fund a small, quickly growing business.”
Lauralee Sheehan
Founder, Digital 55
“FundThrough allows us to develop the business faster. It gives us the confidence to go forward with cash flow to cover immediate expenses, particularly for a small business as we initially struggled with cash flow.”
Dave Thompson
CEO, MapleX Naturals
What Will Your Customer Think? We Won't Make It Awkward.
We get it: You've worked hard to earn the trust of your customers. As a former small business ourselves, we understand. We treat your customers with the same respect that we treat ours. That's why we'll never get in the way of your relationship. Chances are good that your customers work with FundThrough and already know us!
Our Approach to Working with Different Industries
FundThrough pays invoices in days for industries outside of this list as well.