Phinanse & FundThrough
Grow your business with short-term working capital
FundThrough provides Phinanse clients unlimited access to funds from outstanding receivables to grow and invest in their businesses.
Phinanse has partnered with FundThrough to advance millions to U.S. businesses waiting on customer invoice payments — giving clients access to $500 to $10 million in funding through their unpaid invoices.
Manage cash flow
Maintain a smooth, predictable cash flow schedule on your terms.
Pay on time
Cover payroll, expenses, and supplies promptly — and watch your suppliers smile.
Expand operations
Hire more employees, upgrade your space, and start new orders right away.
How it works
A simple, fast alternative to a traditional bank loan.
Create a free account
No obligations to get started — sign up in minutes.
Connect your accounts
Link your accounting software and business banking, read-only and 256-bit encrypted.
Select invoices to fund
Choose which invoices to fund, up to your approved limit.
Receive your funds
Get paid within 24–48 hours of approval.
Simple, transparent pricing
- No account maintenance costs
- Repay early and the remaining fee is waived
- Advance rates up to 95% on invoices over $50,000, with tailored terms
Fast approval, an easy platform, next-day funding, and world-class customer service.
The application and approval process was easy — and support was super, super good.
Access cash flow freedom
Create a free account today — no annual fees, pay only when you fund.
Create a free account