J&M Consulting & FundThrough
Grow your business with short-term working capital
FundThrough provides J&M Consulting clients unlimited access to funds from outstanding receivables to grow and invest in their businesses.
FundThrough is a trusted J&M Consulting partner, helping clients advance millions of dollars against unpaid invoices — funding designed to work for businesses of all sizes, from $500 to $10 million.
Manage cash flow
Maintain a smooth, predictable cash flow schedule on your own terms — not your customers'.
Pay on time
Cover payroll, expenses, and supplies promptly, without waiting on customer payment cycles.
Expand operations
Hire staff, upgrade your space, or place new orders right away, funded by invoices you've already earned.
How it works
A simple, fast alternative to a traditional bank loan.
Create a free account
No obligations to get started — secured with 256-bit encryption.
Connect your accounts
Link your online banking and accounting software, read-only access.
Select invoices to fund
Choose which invoices to fund, up to your approved limit.
Celebrate cash flow freedom
Funds are available as soon as the next business day upon approval.
Funding for every stage of business
Whether you need a small bridge or a larger advance, FundThrough scales with you.
- Up to $5,000
- $5,000 – $10,000
- $10,000 – $15,000
- $15,000 – $25,000
- $25,000 – $50,000
- $50,000 – $100,000
- $100,000+
Very easy to use, super easy getting approved. Thanks to FundThrough, I am now able to have access to funds.
Very easy to apply and get approved. You get your funds the next day and the fees are pretty low. Also, they have great customer service.
Frequently asked questions
Under $50,000, limits are based on your sales history and the creditworthiness of your customers. Over $50,000, funding depends on your specific customer relationships, with advance rates of 80–95% and funding fees of 1–6%.
No. Creating a FundThrough account and advancing invoices does not impact your personal or business credit score.
FundThrough provides a decision within one business day of applying.
How are my funding limits determined?
Under $50,000, limits are based on your sales history and the creditworthiness of your customers. Over $50,000, funding depends on your specific customer relationships, with advance rates of 80–95% and funding fees of 1–6%.
Ready to access cash flow freedom?
Create a free account today — no annual fees, pay only when you fund.
Create a free account