Turn unpaid invoices into working capital

Cash flow is the #1 problem facing SMBs. FundThrough solves it by paying your invoices ahead of net terms.

Turn unpaid invoices into working capital

Don’t wait on net terms. Get an advance on your outstanding invoices with Invoice Factoring.

Find out how you can continue to get the quick cash, responsive customer service, and technology-backed experience you’ve come to expect with FundThrough. 

Existing BlueVine Client?

Note to current BlueVine clients: If you didn’t receive an email with login instructions, call us at +1 855-270-4657 or send us a chat in the bottom right corner. Please do not create a new account

New Client?

Flexible funding without bank obligations

Get Funded Faster Than the Bank

Unlock funds in accounts receivable in days. No need to wait months just to raise a line of credit limit – or get rejected because your business is too new.

Control Your Growth with Flexible Funding

Get an easy working capital boost anytime without any funding obligations. Take on any growth project with unlimited funding available.

Easy Experience with Technology

FundThrough uses AI and automation to streamline the funding process. Optionally pull in eligible invoices from your QuickBooks account.

How FundThrough Factoring Works

For existing BlueVine clients

1. Login & Setup

Sign documents and tell us about your business. Connect your QuickBooks account if you have one for faster, easier funding.

2. Submit an invoice

We’ll suggest a funding offer based on your business and customer size. Then, select invoices you’d like to get funded.

3. Get your advance

Receive next-day payment of the full invoice, less a fee, to your linked bank account (upon approval).

 

For new clients

1. Apply & Connect

Create a free FundThrough account and tell us about your business. Connect your QuickBooks account if you have one for faster, easier funding.

2. Submit an invoice

We’ll suggest a funding offer based on your business and customer size. Then, select invoices you’d like to get funded.

3. Get your advance

Receive next-day payment of the full invoice, less a fee, to your linked bank account (upon approval).

 

Our clients work with some of the world’s leading brands

Meet our advisors

Talk to your dedicated account manager, call us at +1 855-270-4657, or send us a chat for any other questions or concerns.

Frequently Asked Questions

More on how BlueVine invoice factoring is now with FundThrough.

We’re a leading financial technology platform accelerating cash flow and enabling growth for small and medium businesses that sell to large customers and wait to get paid. Based in Toronto and operating in the U.S. and Canada, FundThrough’s AI-powered invoice funding platform gives B2B businesses fast, customized funding offers to get their invoices paid in a few days – rather than a few months – and get quick access to cash they’ve already earned.

 

BlueVine is focused on scaling its end-to-end banking platform and continuously examines how to better serve its customers at scale. Because of this, they’ve partnered with FundThrough, which can offer the care and individual attention needed for their factoring customers.

 

The main changes you’ll experience are in how you request funding and find information in the FundThrough platform. If you are approved for our Velocity invoice factoring product, you’ll be able to request funding through the FundThrough dashboard. Please confirm your limit with your account manager.

Overall, things you’ve come to like about BlueVine invoice factoring, like getting quick cash, responsive and transparent customer service, and a technology-enabled funding process, will stay the same.

BlueVine factoring account managers have joined the FundThrough team, so you’ll likely have the same account manager. Regardless of whether you keep your current account manager, they will reach out to introduce themselves. If you haven’t yet heard from your account manager, here’s how you can contact us.

As long as you have signed your new MPSA, you won’t experience product disruptions. If you still need to complete this step, please reach out to your account manager.

 

Yes, your current funding will be transferred seamlessly from BlueVine to FundThrough.

We’re doing our best to ensure you’re minimally impacted. The most significant change you may notice is your new dashboard experience with FundThrough. If you have a question specific to your situation, please talk to your account manager.

Please reach out to your account manager and we can set up a payment and/or payment plan.

No, your fees will not be changing and will remain the same as what was agreed upon with your BlueVine account manager.

We’re here to help with any issues you have. Please reach out to your account manager.

Unfortunately, we do not support Xero invoicing software. However, we support QuickBooks, and we encourage you to connect your account to FundThrough. Even if you don’t have QuickBooks, you can still certainly fund with us! If that’s the case you’ll need to download invoices from your accounting software and upload them into FundThrough.

 

Since the answer depends on individual cases, please talk to your account manager about your funding limit.

Get to know the FundThrough platform by logging in with the login info sent to your email. Take the product tour and see how everything works. This is also a good time to connect your QuickBooks account if you have one. (Be sure to sign your MPSA if you haven’t already as we can’t fund you without it.)

After December 6, you must make all funding requests through the FundThrough application.

No, you will not need to create a new log in. You should receive an email with login instructions the week of December 6. If you are a QBO user, you will not be able to log in using the Intuit button. Please use the temporary email and password and connect your QBO once you’ve logged in. Reach out to your account manager if this has not come through.

You will be able to access your account history through your old BlueVine account.

If you have an outstanding balance with BlueVine, you will be able to see the outstanding invoices on your dashboard.

BlueVine will be transferring the Notice of Assignment to FundThrough. Your customer will be paying the same account; however, the beneficiary of the account is now FundThrough USA Inc. Please reach out to your account manager if you have further questions on what this process will look like for your customer.

 

Invoice factoring is a form of financing where a business owner sells invoices to a factoring company for fast access to funds. The business owner receives cash for the invoice amount, usually less fees, ahead of the payment terms. The business owner’s customer, who is responsible for paying the invoice, instead pays the invoice amount to the factoring company according to the original payment terms. Invoice factoring also goes by the terms accounts receivable factoring or receivable financing.

 

The reason there’s a demand for factoring is because of cash flow issues caused by long business to business (B2B) payment terms. In many industries, it’s not uncommon for standard payment terms to be anywhere from 30 to 120 days. Instead of business owners being paid right after they’ve delivered goods and/or services, they have to wait to receive customer payments. With invoice factoring, you can get quick cash to easily keep your business growing and thriving through:

Making payroll
Buying new equipment
Paying their own suppliers
Hiring staff
Fulfilling large orders or projects

  

Explore fast payments with an experienced fintech

Interested in possibly embedding FundThrough in your platform? Let’s connect!