Florida
Factoring companies in Florida: 4 partners to pay your invoices fast
Find the right factoring partner to unlock cash flow for your Florida business.
Get Started NowFlorida businesses have plenty of factoring companies to choose from. Here's a rundown of four options, with the pros and cons of each, to help you make an informed decision about your financing partner.
FundThrough
Unlimited funding based on your accounts receivable, at 100% of invoice value minus a single fee. AI-powered platform with QuickBooks and OpenInvoice integration — funded within days.
Pros
- Unlimited funding
- One competitive upfront fee
- Fast, AI-driven funding
- Dedicated support
- No monthly minimums
Cons
- Requires connecting your accounting software
- Offers factoring, not traditional financing
Gateway Commercial Finance
Based in Delray Beach, offering credit lines up to $10 million across factoring and accounts receivable financing.
Pros
- Serves multiple industries
- Confidential factoring available
- Strong customer ratings
Cons
- No published fee information
Summar Financial
No posted funding limits, with same-day funding and multiple payment options. Says it charges no upfront or hidden fees and has no minimums.
Pros
- No long-term contracts
- Non-recourse factoring
- Online and mobile access
Cons
- No published fee or advance rate information
TCI Business Capital
Founded in 1994, funding $50K to $10 million, with specialties in trucking, oil & gas, and staffing.
Pros
- Fast approval
- Easy onboarding
- Wide industry range
Cons
- No published fee information
- 90% advance rate
What to look for in a Florida factoring company
- Easy process
- Clear policies
- Transparent pricing
- Funding minimums
- Speed and flexibility
- Industry experience
How it works
Create an account, choose your invoices, and get funded in days.
Create or connect your account
Set up a free account in minutes, or connect your existing accounting software.
Choose invoices to fund
Submit eligible unpaid invoices for one-click funding.
Advance invoices in days
Verified invoices are funded, with deposits landing within days.
Get funded, then reinvest
Put your capital to work in growth, payroll, or equipment.
We serve businesses across Florida
Jacksonville, Tampa, Orlando, Miami, and other cities statewide.
FundThrough has been instrumental in helping my company meet its cash flow needs quickly, easily and for low cost.
I really like this company, they are 1st class! They have a very nice platform and are at the top of their game!
Overall I have been quite satisfied with FT. I signed up with them about eight months ago and have used the service once. I've also recommended it to other clients.