Centum Mortgage Smart & FundThrough
Grow your business with short-term working capital
FundThrough provides Centum Mortgage Smart clients unlimited access to funds from outstanding receivables to grow and invest in their businesses.
Centum Mortgage Smart has partnered with FundThrough to advance millions of dollars to businesses across the U.S. who are waiting for customers to pay invoices — giving clients access to $500 to $10 million in funding through their unpaid invoices.
Manage cash flow
Maintain a smooth, predictable cash flow schedule on your own terms — not your customers'.
Pay on time
Cover payroll, expenses, and supplies promptly, without waiting on customer payment cycles.
Expand operations
Hire staff, upgrade your space, or place new orders right away, funded by invoices you've already earned.
How it works
A simple, fast alternative to a traditional bank loan.
Create a free account
No obligations to get started — sign up in minutes.
Connect your accounts
Link your accounting software and business banking, read-only and 256-bit encrypted.
Select invoices to fund
Choose which invoices to fund, up to your approved limit.
Get paid
Funds are available as soon as the next business day upon approval.
Simple, transparent pricing
- No account maintenance costs
- Repay early and the remaining fee is waived
- Under $50,000: a 0.5% weekly fee on invoice value, spread over 12 weekly repayments
- Over $50,000: eFactoring with up to 95% advance and customized rates
FundThrough solves a problem that keeps entrepreneurs up at night.
Very easy to use, super easy getting approved. Thanks to FundThrough, I am now able to have access to funds.
Frequently asked questions
Your funding limits are based on your sales history and the creditworthiness of your customers. There's no lengthy business history, business plan, or contract required to get started.
No. Creating a FundThrough account and advancing invoices does not impact your personal or business credit score.
FundThrough provides a decision within one business day of applying.
How are my funding limits determined?
Your funding limits are based on your sales history and the creditworthiness of your customers. There's no lengthy business history, business plan, or contract required to get started.
Ready to access cash flow freedom?
Create a free account today — no annual fees, pay only when you fund.
Create a free account