Bypass the bank
Get cash flow on-demand from a dynamic borrowing base of your total A/R.
OpenInvoice Partner since 2018
Over $1B in funds to SMBs
4.7 stars on Google Reviews
Consistent Capital That Puts You in Control
Skip bank hassles
Get capital on your terms–no piles of paperwork or long approval processes.
Debt-free funding
Grow your business, not your liabilities, with capital you can count on anytime.
Dynamic borrowing base
Your limit scales automatically with eligible A/R; customer payments reduce your balance.
Grow on your terms
Keep your equity and stay in control with on-demand funding.
You're pre-qualified
Skip a lengthy approval process. You’re already pre-qualified for funding!
01
Complete your qualification.
Our team will guide you through a brief approval process.
02
See your available capital instantly.
Once approved, see your funding limit against total A/R.
03
Draw funds anytime.
Only pay when you draw funds—your capital replenishes automatically.
“I was rejected by 50 banks…FundThrough allowed us to grow exponentially. We were able to take on some larger projects that if we had to self-fund, we would never have been able to achieve.”
Ron Cedillo
VP, Lima Charlie
Why Choose FundThrough?
FundThrough reimagines bank financing with flexibility that fits you
Get all the best parts of a traditional line of credit without the headaches.
| Feature | Bank Line of Credit | FundThrough |
|---|---|---|
| Speed to Funding | ✗ Weeks to months | ✓ Days |
| Approval Process | ✗ Requires heavy documentation and/or collateral | ✓ Pre-qualified access |
| Invoice Submission | ✗ Not required | ✓ Not required |
| Flexibility | ✗ Fixed limit; increases require application | ✓ Scales automatically; no application required |
| Impact on Balance Sheet | ✗ Adds debt | ✓ Debt secured by invoices |
| Setup Complexity | ✗ High and manual | ✓ Low and digital |
Growing SMBs with significant upfront cost to deliver their products and services who frequently invoice many customers. When you draw funds against your total outstanding A/R, you get on-demand capital for any project, and your account replenishes automatically as invoices are paid.
Unlike traditional credit, FundThrough’s working capital line grows automatically with your receivables: no new debt, no long approvals, and no collateral required beyond your invoices.
No. FundThrough integrates seamlessly with your invoicing process. Your customer relationships stay intact. We simply advance funds based on your approved invoices.
Once approved, funds can be available in as little as 24 hours for approved invoices.
If your company meets our criteria, you may already qualify for a pre-approved capital amount based on your invoicing and payor relationships.
No. Seeing your capital is completely cost and obligation-free.
SMBs in industries like oilfield services, construction, and manufacturing who invoice large buyers but face 30–90 day payment terms.
FundThrough is a platform that allows businesses to get paid instantly on outstanding invoices.
