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Access Unlimited Funding

FundThrough can fund your outstanding invoices in as little as 24 hours.


Get Started Today



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How Invoice Factoring
Helps Small Businesses

Cash flow is the lifeblood of any company. You have bills to pay, but you need customers to pay you to meet your obligations. Today, big companies are taking advantage of their suppliers and taking longer and longer to pay them on time. With invoice factoring, you get cash into your account right away by using invoices as collateral.

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“The platform was super intuitive and easy to use. Obviously, you can’t beat getting paid the next day which is awesome! But I also really appreciated the relationship that comes with FundThrough.”

– Sheena Russell, Owner and CEO

How Invoice Factoring with FundThrough Works


Add Invoices

Upload your invoices or connect to QuickBooks to automatically sync them.


Select Invoices to Fund

Choose any invoices you would like to fund.


Get Funded

Receive a deposit in your bank account in 24 hours and fund your business growth.


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How Is FundThrough Different
from Traditional Invoice Factoring?

Invoice Factoring

Time to Get Funding

In days.

Capital Available

Unlimited funding based on the size of your invoices.


100% of the invoice paid, minus a single fee. No hidden fees.


Fund whatever invoice to whatever customer you want.

Customer Support

Positive and responsive.


Streamlined, AI-powered processes.

Invoice Factoring

Time to Get Funding

One week to one month.

Capital Available

Rigid funding limits based on your business.


Hefty processing fees, late fees, and early termination fees.


Required to fund all your invoices to all your customers.

Customer Support

Limited support staff.


Manual, slow processes.

Clients Love Our Support

Small businesses wait 40 days on average* to get invoices paid by customers. Leveraging technology and customer service, FundThrough cuts that waiting time by 97% and accelerates cash flow for its clients.

*Based on FundThrough 2020 client data.

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On the Intuit Quickbooks App Store:

"FundThrough was easy to set up and once set up, funding is fast and easy. They are also very flexible. Highly recommend! Thank you!" ~Tomlin17

On Google Reviews:

"Great service and the team behind it is even better! Always there to help." ~Matthew M.

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FundThrough client since 2017.

Frequently Asked Questions

FundThrough integrates with most popular accounting and invoicing apps to save you time during setup. If your software isn’t supported, don’t worry – you can manually upload invoices onto the platform.

Users have the ability to fund invoices of any size on FundThrough’s platform. Invoices must be less than 90 days old to be eligible for funding. Remember that FundThrough integrates with most popular accounting and invoicing apps to automatically pull invoices that are eligible for funding onto your dashboard.

Innovation is one of our company values! FundThrough leverages technology to automate the manual processes that many traditional financial institutions still use today. This allows us to provide you with a funding limit and process your invoices in as little as one business day.

If you’re interested in using FundThrough but don’t see a payment plan that suits the needs of your business, reach out to our support team who will work closely with you to find a solution that fits your business.

FundThrough uses information from your business banking account and accounting software to assess your cash flow and provide you with a suitable funding limit.

No. Creating a FundThrough account and advancing invoices will not affect your credit score.

We are obligated to report any bad-faith borrowing or fraudulent activity to the appropriate credit bureau.

Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store third-party usernames or passwords.

Yes, opening and keeping a funding account doesn’t cost a thing. We don’t charge annual fees and you’re never obligated to advance invoices. Many owners simply enjoy having FundThrough in their back pocket, ready for a rainy day cash flow gap – we fit neatly next to your umbrella.

We can’t imagine why you’d ever do such a thing, but if push comes to shove, of course you can. Please connect to one of our support representatives online, and they will assist you in cancelling your account.

FundThrough was launched in 2014 and has since shot up to become a leader in the financial technology space, funding tens of millions of dollars in invoices every month. We’re backed by some amazing VC and angel investors and are continuously developing new products to serve under-banked small businesses across the U.S. and Canada.

Accelerate Your Cash Flow

Better Business Bureau Accredited Business

[email protected]


FundThrough USA Inc. loans are made or arranged pursuant to a California Finance Lenders Law license.

Explore fast payments with an experienced fintech

Interested in possibly embedding FundThrough in your platform? Let’s connect!