Get Paid On Your Terms

FundThrough’s invoice factoring solutions provide flexibility, next-day payments, and a low rate Get the funding you need to get back to business and boost your cash flow today.


Get Paid On Your Terms

FundThrough’s invoice factoring solutions provide flexibility, next-day payments, and a low rate Get the funding you need to get back to business and boost your cash flow today.

Get preferred rates for invoices totaling $50,000 or more.

Access to capital


Flexible terms

No contracts

Lightning fast deposits within

24 hours


Receive up to 100% of your invoice value upfront for one low fee

Stop waiting 60 days, 90 days, or longer to get paid. Use PRO Invoice Factoring for small business to unlock working capital and boost your cash flow. Or Use Pro Invoice Factoring for larger companies to finance your next big project, boost payroll, or pay off debt.

Upload your outstanding invoices today.

Two invoice payment calendars with a succulent
An accountant in the payables department


Tech-enabled flexible factoring

No paperwork required. Sign up online, upload an invoice, and get paid in 24 hours. It’s that simple. We take the guesswork out of the invoice factoring process. 

Why Do I Use Invoice Factoring?


Cash flow is the lifeblood of any company. You have bills to pay, but you need your customers to pay you to meet your obligations. Today, big companies are taking advantage of their suppliers and taking longer and longer to pay them on time. With invoice factoring, you get cash into your account right away by using your invoices as collateral.


Cash flow solutions for any industry

We built PRO Invoice Factoring for businesses of all sizes and focus. Our invoice factoring solutions help companies extend project runways, expand their operations, meet payroll, and afford other business expenses. There’s no long credit process or analysis of company assets. We provide cash for outstanding invoices.

Our client industries include:

  • Manufacturing & Distribution
  • Technology
  • Consulting
  • Construction
  • Energy, Oil & Gas
  • SaaS & Subscription
  • Entertainment & Media
  • Payroll & Staffing
  • List Item

Let’s Get Your Cash Flow in the Green

Let’s discuss your financing options. There are no obligations and we offer the best rate possible. Pick a date and time from our support calendar. We’ll see how we can get your business the capital you need as soon as possible.

No annual fee. No personal credit check.

“I've found it's been really easy to work with FundThrough. They worked really hard to get to a yes. It's been a very supportive business relationship. Invoice factoring works extremely well for us."

Scott MacGregor
President, SageTea Software

As featured in

Get started - create your invoice factoring account

Use invoice factor to get next-day working capital.

  • No obligation to fund
  • No annual fee
  • Pay only when you fund
  • Next-day deposits
  • Dedicated support
FundThrough Google Reviews 4.9 Reviews
FundThrough QuickBook Apps 4.9 Reviews

Frequently asked questions

Yes, opening and keeping a funding account doesn’t cost a thing. We don’t charge annual fees and you’re never obligated to advance invoices. Many owners simply enjoy having FundThrough in their back pocket, ready for a rainy day cash flow gap – we fit neatly next to your umbrella.

Nope! FundThrough advances funds based on your business sales, not your personal credit history. We never do personal credit checks so you can rest assured that securing funds will not affect your credit score.

With PRO Invoice Factoring, you can fund any amount you have owed in unpaid invoices. Whether you have $50,000 in outstanding sales or $5 million — we’ll get you paid right away so you can focusing on running your business.

There are three parties involved in the setup process: you, your customers, and FundThrough. When everyone is operating quickly, setup can take as little as three days. On average, most PRO Invoice Factoring clients complete the setup process within one week. Once the set-up is complete, funding is one click away.

We work quickly to advance you the funds that are tied up in your outstanding invoices, while we wait for your customer to pay us directly based on your original invoice payment terms. 

Sometimes customers don’t pay on time. As long as there’s a clear expected pay date, we wait for your customer to pay. If the invoice remains unpaid for an extended period, we may ask you to substitute another invoice for the value of the missing payment or pay the outstanding balance.

Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store any third-party usernames or passwords so you can rest assured your data is safe.

Yes! Our all-star support team is here to help you through our live chat, email, or on the phone at 1-800-766-0460.

FundThrough was launched in 2014 and has since shot up to become a leader in the financial technology space, funding tens of millions of dollars in invoices every month. We’re backed by some amazing VC and angel investors and are continuously developing new products to serve under-banked small businesses across the U.S. and Canada.

Our support staff


Speak with your dedicated account manager on the phone or online.