Cash flow takes care of itself with medical invoice factoring
FundThrough pays medical invoices in days so you can keep caring for patients despite delays and denials.
$4B+
Business Paid Early
Fast, flexible funding that moves at the speed of placements.
52
Days Saved with Autofund
End extended terms by getting paid faster.
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★★★★★
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What is medical invoice factoring?
Medical invoice factoring lets you get paid for services already rendered ahead of net terms, closing the gap between the care you’ve delivered and slow-paying insurance companies, government payers, or hospital systems on Net 30, Net 60, or Net 90 terms. Healthcare providers, medical practices, staffing agencies, and home health companies know the pattern: you’ve covered payroll, supplies, and operating costs up front, but reimbursement won’t arrive for weeks or months. Tech-enabled medical invoice factoring unlocks quick funding and works alongside your bank, giving you control over your cash flow.
Stop chasing the wrong funding options.
Try FundThrough.
Funding that Flexes with the Medical Industry
Medical invoice factoring built for businesses like yours
Stay operational in long insurance reimbursement cycles
Healthcare providers face a universal challenge: invoice payments often stretching between 90 to 120 days. Private practices, dental offices, surgery centers, diagnostic imaging facilities, and home health agencies all bill insurance companies, Medicare, and Medicaid, which are known for slow processing. Get paid early for cash flow peace of mind so you can focus on patients.
Buy supplies or inventory when denials and delays push out payments
A single insurance denial adds 45 days to your payment timeline, and denial rates keep rising. Medical practices and durable medical equipment companies can’t wait to keep caring for patients. Access quick capital so insurer delays and claim rework stay in the billing department, not on your balance sheet.
Payroll peace of mind for your skilled staff
Travel nurse staffing agencies, allied health staffing firms, and specialty clinics have to make weekly payroll–even though hospitals, insurance companies, and the government take months to pay. Factoring converts unpaid invoices into immediate working capital so you can cover payroll and keep growing your practice or business.
How FundThrough Works
AI and automation speed up your application and funding ahead of traditional factors relying on manual, paper-based processes.
1
Sign up for FundThrough with your email address or connect your QuickBooks, OpenInvoice, or other accounting platform.
2
Get approved
Upload your invoices or connect your accounting platform for even faster funding. We’ll verify your invoice and customer to give you peace of mind about your payments.
3
Get paid & Get growing
You’ll see your cash in your bank account minus one flat fee within 24 hours, after your first funding. We wait for your customer to pay. You put your funding to work!
How we work with your customers
We get it: your customer relationships are critical to your success. That’s why our team treats them professionally and minimizes their role in the funding process. We already have relationships with hundreds of enterprise businesses. Chances are good that your customers work with FundThrough and already know us!
FundThrough Reimagines Invoicing to Get You Paid Effortlessly
Powered by technology, our approach makes getting funded quicker and easier than both traditional factoring and banks.
| FundThrough | Traditional Factoring | Banks | |
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| Online application |  |
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| Fast, automated processes | |
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| Flexible fee structure | |
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| Choose invoices to fund | (as available) |
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| Up to 100% advance rate | |
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N/A |
| Unlimited funding | |
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| Personalized support | |
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Frequently Asked Questions
Invoice factoring is a financing solution that lets healthcare businesses — including medical staffing firms, home health agencies, and healthcare suppliers — access cash from outstanding invoices immediately, rather than waiting on insurance companies, hospitals, or corporate clients to pay. FundThrough advances the invoice total minus fees, then collects payment directly from your customer when it's due.
FundThrough can deliver funds in as little as 24 hours. Our AI and automation technology removes the manual delays common in traditional financing, so medical businesses can cover payroll, supplies, and operating costs without disruption — even while waiting on slow-paying payers.
No. FundThrough does not run personal credit checks. Approval is based on the full picture of your business and the creditworthiness of your customers. This makes factoring accessible to medical businesses that may be early-stage, as long as they're invoicing creditworthy customers.
Yes. FundThrough uses bank-grade 256-bit encryption to protect all data at rest and in transit. FundThrough never sees or stores third-party usernames or passwords, conducts ongoing security scans, and does not share your data with third parties without your permission. Bank connections are made through Plaid, which uses the same level of security standards.
It depends on your factoring agreement. We customize our funding offer, which may include the option to choose the invoices you want to fund. In this situation, medical businesses could use FundThrough as needed: during staffing ramp-ups, equipment purchases, or any period where cash outflow exceeds incoming payments.
FundThrough is a platform that allows businesses to get paid instantly on outstanding invoices.
Have questions?
Not sure where to start? Connect with one of our dedicated onboarding support specialists.