EXPRESS INVOICE FUNDING

We’ve made business funding efficient and affordable

We deconstructed the old factoring model and rebuilt it online, allowing us to offer thousands of small businesses instant working capital.

Next-day funding

By this time tomorrow you could have your outstanding invoices paid.

Our online invoice funding platform means no paperwork and a setup process that takes no more than one business day from start to finish.

Full-value invoice

FundThrough doesn’t hold a portion of your invoice value. Receive 100% of your invoice value as an advance the next day.

A technology-backed back office

Proprietary credit technology allows new clients to set up an account and advance funds in a fraction of the time required by traditional factors.

Zero paperwork

No more hunting for business documents. Save trees and save time by funding your business online. It’s not futuristic, it’s necessary.

Doesn't affect credit score

We don’t report applications to credit bureaus, saving time and costs during the approval process.

Next-day funding

By this time tomorrow you could have your outstanding invoices paid.

Our online invoice funding platform means no paperwork and a setup process that takes no more than one business day from start to finish.

Full-value invoice

FundThrough doesn’t hold a portion of your invoice value. Receive 100% of your invoice value as an advance the next day.

A technology-backed back office

Proprietary credit technology allows new clients to set up an account and advance funds in a fraction of the time required by traditional factors.

Zero paperwork

No more hunting for business documents. Save trees and save time by funding your business online. It’s not futuristic, it’s necessary.

Doesn't affect credit score

We don’t report applications to credit bureaus, saving time and costs during the approval process.

fund receivables invoices on tablets

One simple fee

We use simple, transparent pricing to make cash flow more predictable.

FundThrough charges one 0.5% weekly fee for up to twelve weeks on advanced funds, calculated up front for you before each invoice funding.

Cost calculated up-front

No surprises, ever. See the cost of advancing each invoice before you fund, including the cost of fees. 

All invoices are equal

We don’t discern by invoice value, by invoice terms or by payor. Predictable pricing lets you plan for the future.

Repay early and waive fees

Repay an advance ahead of schedule and we’ll waive the remaining fees. This lowers your cost of funding and gives you complete control over your cash flow.

One simple fee

We use simple, transparent pricing to make cash flow more predictable.

FundThrough charges one 0.5% weekly fee for up to twelve weeks on advanced funds, calculated up front for you before each invoice funding.

Cost calculated up-front

No surprises, ever. See the cost of advancing each invoice before you fund, including the cost of fees.

All invoices are equal

We don’t discern by invoice value, by invoice terms or by payor. Predictable pricing lets you plan for the future.

Cost calculated up-front

No surprises, ever. See the cost of advancing each invoice before you fund, including the cost of fees.

All invoices are equal

We don’t discern by invoice value, by invoice terms or by payor. Predictable pricing lets you plan for the future.

Repay early and waive fees

Repay an advance ahead of schedule and we’ll waive the remaining fees. This lowers your cost of funding and gives you complete control over your cash flow.

Automatic weekly repayments

Enjoy predictable cash flow with bite-sized, weekly repayments made automatically.

Pay back each advance with low-impact weekly repayments taken automatically from your connected business bank account. You repay advances directly to FundThrough without the need to involve your customer.

12-week cycles

Repay an advance in twelve automatic repayments, with the option to repay early anytime.

Repayment reminders

Receive an email reminder 24 hours before withdrawal indicating the repayment amount. We’ll even send a balance warning if we anticipate an NSF fee from your bank.

Low cost of funding

With no annual fees, invoice funding is an affordable complement onto your existing financing. The ability to repay early means your cost fits the need every time.

invoice factoring repayments online
invoice factoring repayments online

No customer contact

FundThrough lives backstage so your business can keep the spotlight.

Optics matter in small business. Fund and repay invoice advances directly with FundThrough without involving your customer so you can retain control over your hard-earned relationships.

Maintain control of relationships

We won’t redirect payments or contact your customer to verify invoices. You repay advances directly.

Better brand optics

You have the confidence of your customers, so FundThrough remains behind the scenes and works only with you.

Get funding faster

Not waiting for invoice verification from your customers means we can fund an invoice and you can receive an advance within 24 hours. 

  • OK with optics? Factor with PRO

Extend your financing facility with an unlimited line on your receivables if you approve customer invoice verification.

Learn about PRO Invoice Factoring →

No customer contact

FundThrough lives backstage so your business can keep the spotlight.

Optics matter in small business. Fund and repay invoice advances directly with FundThrough without involving your customer so you can retain control over your hard-earned relationships.

Maintain control of relationships

We won’t redirect payments or contact your customer to verify invoices. You repay advances directly.

Better brand optics

You have the confidence of your customers, so FundThrough remains behind the scenes and works only with you.

Get funding faster

Not waiting for invoice verification from your customers means we can fund an invoice and you can receive an advance within 24 hours. 

  • OK with optics? Factor with PRO

Extend your financing facility with an unlimited line on your receivables if you approve customer invoice verification.

Learn about PRO Invoice Factoring →

Fund from your phone

An online app makes it easier than ever to keep track of finances on the go.

With FundThrough, instant access to working capital is literally in your back pocket: select invoices, request funding, and make repayments – all from your mobile device. Just remember to take it out before you sit down.

Anywhere

Grabbing coffee? No problem. Online browser access to your dashboard means you’ve got worry-free financing on the go. Cream and sugar?

Anytime

Request an advance whenever you need funds. A deposit will be made into your account the next business day. 

easy invoice funding online on mobile phones
easy invoice funding online on mobile phones

Secure banking and accounting sync

Set up an account in minutes with secure connection to your accounting or online bank.

Connect your banking and/or accounting platform to show eligible invoices ready for funding. FundThrough deposits funds into and withdraws repayments automatically from your business bank account.
What if I don’t use an accounting platform? →

Connect in minutes

Sync your accounting platform in minutes to complete your account and list eligible invoices for funding.

Continental coverage

FundThrough connects with most North American financial institutions and has app integrations with top accounting platforms.

Bank-level security

All transactions are protected using the same level of encryption that banks use online. Connections are read-only, meaning FundThrough has no access to your bank passwords. We don’t see or store passwords, ever.

 

Multichannel support

Get results from real people, anywhere.

FundThrough’s super-resourceful customer support stars all share a love for entrepreneurship. You can reach them by phone during business hours and through online chat and email during the rest of the day.

  • +1 (800) 766 0460

Call our toll-free number from 9am – 5pm Eastern to speak with support directly. You’ll get to know us by name, and we’ll do the same for you.

  • Online chat

Get your questions answered by starting a chat conversation on FundThrough.com. Available 24/7 to request a callback. We promise a prompt reply during business hours.

  • Email support

Reach our dedicated support team with your questions. If you’re lucky, you might have your question answered by our CEO — he’s been a support star since day one.

  • +1 (800) 766 0460

Call our toll-free number from 9am – 5pm Eastern to speak with support directly. You’ll get to know us by name, and we’ll do the same for you.

  • Online chat

Get your questions answered by starting a chat conversation on FundThrough.com. Available 24/7 to request a callback. We promise a prompt reply during business hours.

  • Email support

Reach our dedicated support team with your questions. If you’re lucky, you might have your question answered by our CEO — he’s been a support star since day one.

Frequently asked questions

FundThrough integrates with most popular accounting and invoicing apps to save you time during setup. If your software isn’t supported, don’t worry – you can manually upload invoices onto the platform.

Users have the ability to fund invoices of any size on FundThrough’s platform. Invoices must be less than 90 days old to be eligible for funding. Remember that FundThrough integrates with most popular accounting and invoicing apps to automatically pull invoices that are eligible for funding onto your dashboard.

Innovation is one of our company values! FundThrough leverages technology to automate the manual processes that many traditional financial institutions still use today. This allows us to provide you with a funding limit and process your invoices in as little as one business day.

If you’re interested in using FundThrough but don’t see a payment plan that suits the needs of your business, reach out to our support team who will work closely with you to find a solution that fits your business.

FundThrough uses information from your business banking account and accounting software to assess your cash flow and provide you with a suitable funding limit.

No. Creating a FundThrough account and advancing invoices will not affect your credit score.

We are obligated to report any bad-faith borrowing or fraudulent activity to the appropriate credit bureau.

Yes. FundThrough uses secure, bank-grade, 256-bit encryption to protect your data. We never see or store third-party usernames or passwords.

Yes, opening and keeping a funding account doesn’t cost a thing. We don’t charge annual fees and you’re never obligated to advance invoices. Many owners simply enjoy having FundThrough in their back pocket, ready for a rainy day cash flow gap – we fit neatly next to your umbrella.

We can’t imagine why you’d ever do such a thing, but if push comes to shove, of course you can. Please connect to one of our support representatives online, and they will assist you in cancelling your account.

FundThrough was launched in 2014 and has since shot up to become a leader in the financial technology space, funding tens of millions of dollars in invoices every month. We’re backed by some amazing VC and angel investors and are continuously developing new products to serve under-banked small businesses across the U.S. and Canada.