Introducing Custom Payments: Customize Your Repayments to Improve Your Cash Flow

Custom Payments provides FundThrough Express clients more flexibility and control over their repayment schedule. Change your upcoming repayment date, make a one-time lump sum payment or pay off your full balance in just one click.


Cash flow isn’t always predictable. Let’s be real – it rarely is.  

If customers always paid on time and surprise expenses weren’t the norm, you could easily predict exactly how much cash you’d have sitting in your bank account every day. You would know if cash flow was going to be tight for a couple days – and you would have the foresight to make adjustments to avoid any last-minute panic.

Most small business owners face a very different reality. No matter how diligent you are in your cash flow planning, you’re bound to get thrown some curve balls. One late payment from a customer can mean you don’t have enough cash on hand to pay your bills. Other times, all your cash inflows come in at once and you have excess funds sitting in your account. Funds that can be put to work to access discounts or save on fees.

How do Custom Payments work?

We know that for FundThrough Express clients, your weekly repayment is one of many cash outflows that you need to manage. So we built Custom Payments to ensure you have the flexibility to customize your repayments to meet your weekly cash flow needs.

There are 3 powerful ways you can use the new Custom Payments feature to manage your repayments and improve your cash flow:

1. Change your upcoming repayment date

Wednesdays aren’t always the best day for your weekly repayment to come out. If you prefer to have your next repayment withdrawn on a different day to better align with your other expenses or to create some breathing room in your bank account, you can use the Custom Payments feature to move up your next repayment date.

2. Make a one-time lump sum payment

Sometimes you have the extra cash available to make a repayment that’s bigger than your standard weekly repayment but not quite enough to pay off your whole balance. 

Now you can make a custom one-time payment in the exact amount you want to pay. Any amount over your next scheduled repayment will go towards your-furthest due repayment, shortening your repayment schedule and saving you fees.

3. Pay off your entire balance in one click

Saving on fees by re-paying your advances early has always been a feature of FundThrough Express, but if you had multiple advances and wanted to pay off your full balance, you’d have to click into each and every advance to do it. 

We realized that process was a bit of a pain. So now you can pay your full balance in a single click, saving you time and fees!

Repayment options for every situation

We’ve been working hard to make repayments more flexible so you can have more control over your cash flow. 

With features like Custom Payments, Early Repayment, and Skip Repayment, you now have a payment option available, no matter what surprises (good or bad) decide to pop up.

Try it out for yourself!

To schedule a Custom Payment on an outstanding advance, simply log in to your account, and click into your ‘Advances’ tab.

Click the ‘”Make Payment” button 


Select Your Payment Date 


Enter Your Desired Payment Amount


You’ll be presented with your new repayment schedule and calculated fee savings. Simply click “Confirm repayment” and you’re done!

If you have any questions about the Custom Payments feature, you can check out our FAQs or get in touch with our support team at [email protected] or give us a call at 1-800-766-0460.

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